Since Subaru's advertising expenditures are more focused on the Outback and Legacy models, the Subaru BRZ is a sports car that many people know little about. It's rather remarkable that a car as agile, affordable, and fun as the BRZ isn't a topic of discussion among sports car fans.
Although the BRZ comes up a little short on power and torque, its good looks, great handling on curves, and sticker price contribute to its high consumer rankings.
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What Kind of Safety Features Does the Subaru BRZ have?
Safety ratings play a key role in automobile insurance premiums, and the BRZ received an impressive 5 out of 5 stars in all but one category from the National Highway Traffic Safety Administration.
As for safety features, the BRZ has 29 total. Noteworthy are multiple airbag systems, 4-wheel ABS, brake assist, electronic stability control, and daytime running lights. Certain safety features as they relate to sports cars, like multiple airbags and anti-lock brakes, can result in lower insurance rates.
It all has to do with risk assessment. If safety features are proven to lower the potential for injury should an accident occur, insurance rates may be reduced, because the risk of medical costs are much lower.
Insurance Affordability of the Subaru BRZ
In the sports car category, the BRZ is economical. The reasonable sticker price, low maintenance costs, fuel consumption that’s good for a sports car, and lower annual insurance costs all contribute to an economical cost of ownership. The average cost of insurance over a 6-month period is $700.
The lower annual insurance premium is a direct result of the safety features and the actual cash value to replace the BRZ. Compared to others in the sports car category, Subaru BRZ insurance comes in about 30% lower for the same thrill, just without a glamorous name.
The bottom line is that the Subaru BRZ is one of the most affordable sports cars on the market, and well worth the sticker price. To further lower your insurance costs, talk to your Trusted Choice® independent agent about these car insurance discounts:
- Multi-policy: Always try to bundle your auto insurance with homeowners or renters insurance.
- Defensive driver: You can go online to take a defensive driver's course that offers a certificate of completion to give to your agent.
- Safe driver: A clean driving record goes a long way in reducing insurance rates.
- Multi-car: If you own multiple cars, put them all on the same policy
- Pay-in-full: If at all possible, pay your policy premium in full at the time of purchase to get up to 20% off.
Get the Right Subaru BRZ Insurance Coverage
For a vehicle in the sports car category, Subaru BRZ insurance rates are considered moderate. The safety features go a long way in keeping the BRZ rates down because safety features have a significant effect on what happens to a car, its driver, and its passengers after a crash.
The moderate replacement cost of the BRZ also plays a significant role in comprehensive and collision car insurance rates.
The best way to shop for Subaru BRZ insurance at affordable rates is by contacting a local independent agent. By having a selection of multiple insurance companies available, an independent agent can shop around for quotes that meet your individual needs and budget.
Contact an independent agent today.