3 Small Business Financing Options Better Than Crowdfunding

Crowdfunding, the process of raising capital for a project or business in the form of dozens (or hundreds) of small, individual donations, has exploded in popularity over the course of the past several years. As a result, it has become the capital-raising platform of choice for independent developers, creative artists, and new entrepreneurs all over the world. Crowdfunding does have a lot of benefits, so it’s no wonder why it’s such a useful tool for so many, but for entrepreneurs, there are several superior financing options.
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Off-Road Tire Sizes for Beginners

I got into my first four-wheel drive truck in the nineties after my father died. He owned a 1987 Nissan Patrol pickup and I had always wanted to own a four-wheel drive vehicle. Actually owning one was a huge learning experience for me. I had been a huge collector of off-road magazines over the years, but actually owning a four-wheel drive truck was still a learning experience for me.
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New Year’s Resolutions for Your Wallet

It’s still early enough in the New Year to make a few positive changes to your financial situation. These simple ideas will help you grow your wallet and shrink your debt. Fear not, you’ll not have to set foot inside the bank or part with any of your hard-earned dough to get these money saving ideas started. Accept the challenge First of all, you have to ready yourself for this new adventure. Trying to save money can feel like a real drag unless you make it fun. Set some goals, both long and short-term, and watch as you knock them right off of your list. Don’t forget to add in rewards because those goals will be a lot easier to work towards with the promise of a sweet reward in the end. If you make a game of it you might find you enjoy winning against your debt.
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Posted in Parents

Ten Great Snowmobile Destinations for the Hardcore Rider

If you’re feeling adventurous this winter and would like to plan a snowmobile vacation, options range from scenic beginner’s trails to more advanced vertical mountain climbs. To find out about trails close to home, check out your home state’s trails using this North American trails map which also details current weather conditions and snow depth. A state by state listing of snowmobile trails is also available at Gosnowmobiling.org. But if you’d like try out your sled in a new destination, here are ten of the best snowmobiling locations in the U.S. and Canada.
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Are You Breaking the Law When You Haul Your Snowmobile?

There's a fresh layer of snow blanketing the ground and a few free days on the calendar. It's time to ride! But, resist the temptation to tuck the snowmobile in the back of the pick-up and hit the trails. Trailering or towing your sled illegally can lead to some hefty fines and put other motorists at risk of an accident if the machine is not properly secured or hangs over the end of the truck's open tailgate. And, spring pre-orders are piling up, making 2015 look prosperous too. So, the next time a fresh layer of snow blankets the ground and a few free days come up on the calendar -- head outdoors. Why not take the snowmobile out to those trails your friends have been telling you about? Before bundling up, you'll need a trailer to safely transport your sled.
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The New Snowmobile Laws You Need to Know

It's common knowledge to renew your driver's license every couple years. But, what if your favorite mode of transportation is a snowmobile? In a December 2014 Google Consumer Survey of snowmobile enthusiasts, 39.3 percent of respondents didn't realize snowmobile regulations are updated annually. A close 37.2 percent admit to reading the revisions while 23.5 percent had no idea regulations were updated. A total of 57 people participated in the survey.
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Posted in News , Snowmobiles , and Snowmobile Bundle

Snowmobile Insurance 101

Snowmobiles are a fun and exciting way to enjoy winter weather, but the costs of owning a sled can be significant. With the average price of a new snowmobile topping $11,000, buyers may be concerned about protecting their investment.
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Posted in Snowmobiles and Safety

10 Things Worth Having in Your RV

The more storage you have, the more you accumulate. I think this is a law somewhere. Space is always a factor when you are RVing. It doesn’t matter if you have a tiny little RV or a monstrous behemoth, the question all RVers struggle with is what to take and what to leave behind. We’ve just completed our first year full time RVing, and it is astonishing to realize the amount of stuff we’re carrying that we haven’t used once in the past year! Would you believe we’re carrying around a 12-man tent and a turkey fryer?
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Crash Test Doggies: Prevent Your Pet from Becoming a Projectile

Do you regularly put your dog in danger? If your pet travels unrestrained in any vehicle then the answer is "Yes". The idea of keeping a pet safe in transit is not a new one. Indeed the Center for Pet Safety (CPS) has undertaken crash tests to rate the effectiveness of canine travel restraints.
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Posted in Homeowner Bundle - All , Cars , Pets , and Safety

6 Business Tax Tips You Shouldn't Neglect

Taxes are stressful for everyone, but for business owners that stress escalates to a whole new level. Keeping meticulous track of all your expenses and revenue throughout the year culminates in a mess of paperwork and year-end decisions that may leave you vulnerable to a tax audit. Put in that perspective, taxes seem like a nightmare, but if planned for and executed thoughtfully, they can actually be advantageous for your business.
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Posted in Business Owners

6 Financial Mistakes Millennials Should Try To Avoid

High school, trade school and college can provide valuable knowledge and job skills, but in most cases, these educational institutions do little to teach students about how to manage their personal finances. Some people are lucky enough to have had financial guidance throughout their lives, whether from parents or mentors; for most young people, however, the transition from relying on the help of others to managing on their own can be a difficult one.
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GPS: Why Every Snowmobile Owner Needs It

There's fresh powder begging to be explored. But, if you choose to take your snowmobile off the beaten path, will you be able to find your way home? Thank goodness for GPS, or global positioning systems. They're not just for cars you know!
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Posted in News , Snowmobiles , and Snowmobile Bundle

What Your Snowmobile Customizations Are Missing

Each year, snowmobiles are made to drive safer and smarter, but customization for enhanced appearance and performance is still popular among sled enthusiasts. In fact, a recent informal survey of snowmobile owners conducted by Trusted Choice revealed that 32% of respondents chose to customize their snowmobiles and another 22% planned to do so in the future. And of those interested in customization, nearly 80% anticipated spending less than $3,000, yet 8% planned to spend or had already spent upwards of $18,000 to trick out their sleds.
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Posted in Snowmobiles and Safety

Find the Best Trailer for Your Snowmobile

For those who travel with their snowmobiles, a quality trailer is essential for protection and ease of transport. Choices range from open, flatbed trailers which start at about $500 to enclosed rides which can be priced upward of $3,000. Each option has its own set of costs and benefits.
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The 5 Most Important Financial Decisions Entrepreneurs Face

Business owners are responsible for a number of tough decisions, from the fine tuning of an initial business plan to ultimately choosing whether or not to sell the business once it’s successful. Some of the most substantial decisions they’ll need to make over the course of their ownership are financial ones, which will dictate the cash flow and profitability of the company over time. Financial decisions should not be taken lightly, and should be made only after extensive research and careful consideration. These are five of the most important financial decisions you’ll have to face as you start your own business.
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