Motorcyclists understand something that those riding in vehicles (“cagers”) cannot: there is something supremely liberating about taking to the open road with nothing separating you from the environment but your good fortune and a bit of leather. When on a bike, you are not only more aware of your surroundings; you are more one with the road. As with all things, however, this feeling of exhilaration comes with a price. As a motorcyclist, you are far more likely to be injured or killed in an accident than those who are protected by their steel cages. By nature, most cagers expect to see only other cars on the road. Bikers (and bicyclists, and even pedestrians) must be aware of this fact.Continue Reading
Most people think about employee benefits as a purely optional addition to a salary package. Full health, dental, and vision plans, along with 401(k) and similar retirement plans all seem like “icing on the cake”—a superficial offering designed to sweeten a job deal without offering an increased salary. While in many cases this assumption is correct, the reality is that there are several benefits that are mandatory for employers to offer in the United States. It’s important to remember that both law-required benefits and optional benefits will have both legal and tax implications for the employer offering them. Be sure you understand the full effects of your benefits choices before officially instating them. Currently, there are six types of benefits that are required by law for all businesses with full-time employees:Continue Reading
Posted in Business Owners
Hey Moms--I’ve planned your Saturday, so you don’t have to. Here’s how it’s going to go: share this post with your husband, as he will need to get this done for you, because the very first step in making sure this Saturday is a great day is to make sure you have nothing, at all, to do with the planning of it. 9:00 am You’re just about ready to roll out of bed. The freshly perked coffee and the smell of oven-baked cinnamon rolls (or quiche, if you like) draws you to the kitchen. As you reach for your robe you’ll notice a strange sound. It will be silence. Your husband has secured a babysitter and as he is busy preparing your breakfast you’ll walk past the kids’ rooms and smile because as cute as they are, those little ones really know how to blow up a weekend.Continue Reading
Posted in Parents
Cash flow is the life of your business, and in order to ensure it stays positive, you’ll need to have an action plan. It is not a measure of profitability; in fact, you can have a profitable business on paper but still struggle with cash flow issues. Instead, cash flow is a measure of your current resources. With positive cash flow, you’ll have more cash on-hand than you have going out to other accounts. With negative cash flow, you’ll have less cash on-hand than you need, and you could end up failing to meet payment deadlines as a result. There have been records of otherwise profitable businesses experiencing negative cash flow and eventually filing for bankruptcy, so don’t underestimate the importance of cash flow. Use these strategies to protect yourself against negative cash flow:Continue Reading
Posted in Business Owners
f you’re looking for a ninety minute reminder of why you’re amazing (and aren’t we all?) look no further, because this list of films celebrates moms for all that they are and all that they do. The Family Stone Diane Keaton is the mom to watch in this dramedy set in small town New England (of course). Faced with an uptight future daughter-in-law (Sarah Jessica Parker) over the holidays this free spirited mom and her family will make you laugh, warm your hearts and remind you why mother knows best.Continue Reading
Please enter a valid zip code.
Need a Quote?