Life Assurance Company of America Review

The insider details you need to decide if this is the right company for you.

Life Assurance Company of America at a Glance

  • Founded in 1969
  • Specializes in life insurance
  • Offers COVID-19 term life policies
  • No medical exam required
  • No coverage waiting period

Life Assurance Company of America Pros: Well-established carrier with more than 50 years' worth of experience in the insurance industry. Offers several products including life and health insurance. Offers coverage with no medical exam and no waiting period.

Life Assurance Company of America Cons: Not rated by AM Best or the BBB. Difficult to find customer feedback.

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does Life Assurance Company of America Offer?

Life Assurance Company of America focuses its efforts on just a few forms of coverage, including:

  • Life insurance
  • Accident insurance
  • Health insurance
  • COVID-19 insurance

An independent insurance agent can help you find more information about the coverages offered by Life Assurance Company of America, and help you decide if this is the right carrier for you.

What to Know About Life Assurance Company of America

Life Assurance Company of America was founded in 1969, giving the carrier more than more than half a century's worth of experience in the insurance industry. The insurance company has a strong focus on micro insurance products and niche markets. 

Today, Life Assurance Company of America specializes in offering quality life insurance, accident insurance, and health insurance. The carrier also has developed a speciality COVID-19 insurance policy with no medical exam required. The specialty life insurance policy provides $10,000 for a one-year term with just a $99 premium. 

What Discounts Does Life Assurance Company of America Offer?

Life Assurance Company of America does not make information about its specific discounts readily available. However, an independent insurance agent can help find any discounts you qualify for, as well as provide other money-saving hacks on quality coverage.

Life Assurance Company of America Customer Service

Here's a breakdown of Life Assurance Company of America's customer service options and availability.

  • Phone contact option
  • Email contact option
  • Live chat option on website
  • Social media contact options
  • Customer service phone department hours not specified

To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

Life Assurance Company of America FAQ

What is Life Assurance Company of America's average claim response timeframe?

Life Assurance Company of America does not provide a specific claims response timeframe on its website or social media pages. However, an independent insurance agent can find this information for you.

What is Life Assurance Company of America's customer service availability?

Life Assurance Company of America "strives for an entirely digital customer experience," as stated by their website. Though they do have a phone contact option, the carrier encourages contact through their website or email. They also provide a live chat option on their website.

What is Life Assurance Company of America's claims process?

While Life Assurance Company of America does not make much information about its claims process readily available, an independent insurance agent can greatly assist you. Independent insurance agents can file claims for you, as well as keep you updated through every step of the process.

Does Life Assurance Company of America create a user-friendly experience for customers?

Life Assurance Company of America provides several contact options for customers, including a live chat on their website and two social media accounts. Overall, the insurance company does provide a good, user-friendly experience.

Does Life Assurance Company of America have good life insurance?

Life Assurance Company of America specializes in life insurance. Their policies provide the following features and perks:

  • Term coverage options, as little as one year
  • No medical exam required
  • Low annual premiums
  • Multiple limit options ($5,000, $10,000, or $15,000)
  • No coverage waiting period

An independent insurance agent can help provide more information about the insurance company's term life coverage, as well as their other policies.

Is Life Assurance Company of America a good insurance company?

Offering affordable life insurance with no medical exam, as well as a user-friendly experience, yes, Life Assurance Company of America can be considered a good insurance company.


TrustedChoice.com's Final Review

We award Life Assurance Company of America a final rating of 4 out of 5 stars. The insurance company has been around for more than half a century now, and seems to really put its customers' needs first.

Life Assurance Company of America prides itself in offering affordable life insurance with no medical exam required, and no coverage waiting period. This allows customers in need to get protected ASAP.

We also love that the insurance company provides a unique COVID-19 one-year term life insurance policy. Overall, we highly recommend looking into Life Assurance Company of America with your independent insurance agent to be your next trusted carrier.

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