Midwest Employers Casualty Insurance Company Review

We've looked at over 1,000 insurance companies rating them on strength, accessibility, and service to find the best ones. Here's what people think about Midwest Employers Casualty Insurance Company.

Midwest Employers Casualty (MEC) Insurance Company at a Glance

  • Founded in 1986
  • A W.R. Berkley Corp insurance company
  • Specializes in excess workers' compensation
  • Coverage available nationwide
  • Not rated by the Better Business Bureau (BBB)
  • W.R. Berkley Corp rated "A+" (superior) by AM Best

MEC pros: Coverage available nationwide. A W.R. Berkley Corp company. 24-hour claims reporting.

MEC cons: Only one type of coverage offered. MEC itself is not rated by AM Best or the BBB. Difficult to find customer feedback.

To find insurance in your state, use our national insurance company directory to find the best company to meet your needs. You can locate insurance companies that specialize in your specific coverage needs and get connected to an agent near you.

What Type of Insurance Does MEC Offer?

Here's an overview of the products offered by MEC.

  • Excess workers' compensation insurance

Your independent insurance agent can help you find more information about the coverages offered by Midwest Employers Casualty Company, and help you decide if this insurance company is right for you.

What to Know about Midwest Employers Casualty Company

Founded in 1986, Midwest Employers Casualty Company has more than three decades' of experience in the insurance industry. The insurance company is headquartered in Chesterfield, Missouri. The carrier is a company of the W.R. Berkley Corporation. 

MEC focuses on offering excess workers' compensation solutions for employers, groups, and insurance companies across the US. The carrier also offers self-insurance bonds. There are 188 employees on their LinkedIn network.

W.R. Berkley Corporation has established a reputation as a financially strong and reliable insurance company. AM Best gives W.R. Berkley Corporation an overall “A+” rating, indicating the carrier is a superior choice.

Established in 1899, AM Best is one of the oldest rating companies in the world. Reviews from AM Best indicate an insurance company’s financial strength and creditworthiness and are based on comprehensive evaluations of the company’s operating performance, business profile, and annual report. 


Find The Right Company Today.

Shopping for a company? We have the right one for you.

What Discounts Does MEC Offer?

MEC does not provide details about their specific discounts. However, an independent insurance agent can help you find this information as well as other ways to save money on your coverage's premiums.

MEC Customer Service

Here's a breakdown of MEC's customer service options and availability. 

  • Phone contact option
  • Fax contact option
  • Snail mail contact option
  • Email contact option
  • 24-hour phone claims reporting
  • Customer service department hours not specified

To ensure a great customer service experience, work together with an independent insurance agent. Independent insurance agents can help handle claims and other matters for you, so you can relax and enjoy your coverage.

Midwest Employers Casualty Company FAQ

What is MEC's average claim response time frame?

MEC does not offer a claims response time frame promise.

What is MEC's customer service availability?

MEC allows customers to contact them through a couple different mediums. They do not specify their customer service phone department's hours on their official website.

What is MEC's claims process?

MEC does not provide much detail about their claims process beyond how to file. However, an independent insurance agent can file claims for you, and keep you updated every step of the way. 

Does MEC create a user-friendly experience for customers?

MEC's official website leaves much to be desired. There's not much detail provided about their coverages, discounts, claims processing, etc. The website's layout is also pretty dated. Overall, MEC falls short in the user-friendliness category.

Does MEC have good excess workers' compensation coverage?

MEC does not provide much detail about their excess workers' compensation coverage without going through an agent. The carrier offers excess workers' comp for individual employers as well as groups and insurance companies. An independent insurance agent can help you find more information about MEC's coverage.

Is MEC a good insurance company?

MEC has a very strong and reputable parent company. However, MEC itself is not rated by the BBB or AM Best and is highly limited in their coverage options. It's also difficult to find customer feedback about the carrier. Overall, we're hesitant to call MEC a good insurance company at this time.

TrustedChoice.com's Final Review

We award Midwest Employers Casualty Company a final rating of 2.5 out of 5 stars. MEC is a Berkley company, and Berkley itself is highly rated by AM Best. However, MEC is not rated by AM Best or the BBB. It's also difficult to find customer feedback.

MEC specializes in offering excess workers' compensation coverage. They do not provide much detail about their coverage, discounts, or claims processing without going through an agent. 

Overall, we recommend working together with an independent insurance agent to survey all your options for excess workers' compensation coverage. MEC may not be the best choice of insurance company. 

Share this page on Twitter Share this page on Facebook Share this page on LinkedIn

©2023, Consumer Agent Portal, LLC. All rights reserved.