Home insurance policies are designed to protect your personal property and provide reimbursement in the event of damage or loss. Yet, when a claim is filed, many people are surprised to find certain items are excluded from coverage. Likewise, some individuals miss the opportunity to file a claim, not realizing they have experienced a covered loss. Below are five areas that tend to cause confusion in the world of home insurance. Do you know which ones are covered by your current policy? (Hint: Ask your insurance agent if you aren't sure.)Continue Reading
A chain of deadly thunderstorms that spawned dozens of tornadoes across the southern United States has devastated communities throughout Arkansas, Mississippi, Alabama, and Tennessee. This outbreak of catastrophic weather began last weekend in central Arkansas and continues to concern many as the tornadoes head northeast. At the height of tornado season, these storms demolished numerous homes and businesses and serve as a reminder of the importance of emergency preparedness. Emergency workers and volunteers are working tirelessly to find survivors and missing persons.Continue Reading
If you have ever watched an episode of the Hurricane Chasers show, you may have heard phrases like “And look at that, Alberto just took down a house.” You may be wondering: Why did they name this hurricane Alberto? Or Roxanne? Or Rita? Shouldn’t these destructive acts of nature be given names like the Hulk or Hellbringer? Hurricane naming has gone through some twists and turns over the years to get to where we are today.Continue Reading
Improvements in early warning systems over the last few decades have saved hundreds of thousands of lives. We can now predict events such as hurricanes, tornadoes, and blizzards with incredible accuracy, hours or days before disaster strikes. But no matter how advanced our technology becomes, we still lack the power to prevent bad weather from wreaking havoc on our businesses and homes. These are the top ten most costly disasters of U.S. history. They took lives, leveled homes, and caused billions of dollars in damages. The dollar amounts in the following statistics have been adjusted for inflation, and reflect 2012 equivalents.Continue Reading
People love to be near the water. Whether it’s a river, lake, or the sea, a body of water makes for a beautiful landscape and many fun activities. Unfortunately, these bodies of water can also cause flooding. Flooding can happen at any time no matter where you live, so it is important to get educated about floods and flood zones. Read on to learn more about these natural disasters and your risk.Continue Reading
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