Everything to Know About Prefabricated Cabins

(More like “FAB” cabins, if you ask us)

Cabin Insurance Coverage

Ever looked out of your window and seen a big ol’ lake? What about a mother deer and her fawn snackin’ in your garden? If the answer is never, you’re well overdue. Owning a cabin getaway up north or deep in the mountains could be the relaxing yin that your hectic workweek’s yang needs. 

But come on, aren’t cabins super-expensive? Well, before you go and get your pipe dream all clogged up, maybe a prefabricated log cabin is your answer. If so, make sure it's covered with an affordable home insurance policy.

What Is a Prefabricated Cabin?

A prefabricated cabin is, for the most part, the same as a standard cabin. The main difference is that it's built offsite in a climate-controlled area and then moved to wherever you want it. 

But don’t think of these as just a bunch of big Lincoln Logs all stacked up into a square. Depending on your builder, you can have a totally trendy modern-designed masterpiece that could even land you a spot on the cover of Kick-Ass Kabins magazine (not a real magazine). The sky’s the limit here.


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Why Buy a Prefabricated Cabin?

More like why wouldn’t you buy a prefabricated cabin? First of all, with a traditional cabin, you could spend months and months waiting while your contractor takes day after day off due to rain. But who wants to wait? A prefabricated cabin could be finished in weeks, or it could even be done already and just waiting for you to adopt it.

Secondly, they’re cheaper. And who doesn’t want that? Now of course that depends on a number of things, but in the end, it will typically cost considerably less than a site-built cabin.

And for thirdsies, there's a boatload of design options. The prefabricated market is a big one, and there is no shortage of unique layouts and designs, from the traditional to the modern. The hard part is just picking one.

How Much Does a Prefabricated Cabin Cost?

Like we said, prefabricated cabins tend to be cheaper than your everyday, more traditional cabin. But why? Well, they typically require fewer hours and fewer builders, so the labor savings get passed on to you. Plus, they can be much more energy-efficient than traditional cabins, so you’ll save in the long run too. Bo-nus!

The exact price of a prefab cab (as we like to call them around the water cooler) is going to depend on a number of factors. This includes the company you choose, the location you want, the size you need, and a number of other things. But, in general, you can typically expect to save 10%-20% with a prefabricated cabin.

Steps to Building a Prefabricated Cabin

To start, you can choose to purchase a pre-made prefab, or you can customize your own—your call, bub. But in either case, there are a few things worth knowing, that’s why we have provided these six steps:

  • Step 1: Decide what you’ll use your cabin for. Relaxation and isolation? Hunting? Fishing? Maybe to help you finally finish that novel? Knowing what you plan to use your cabin for will help determine where you want to park it. You’ll also want to keep in mind how many people will stay there and how long your visits will be.
  • Step 2: Choose your land. That’s right, you need to find a home for your new home. Never in your life will you search harder for the perfect parcel of dirt—but there’s a lot to take into account. You’ll need to find somewhere that’s easily accessible, where utilities are available, not to far from your Monday-to-Friday home, and definitely a spot that’s close to a Target, right? You’re gonna need decorations and snacks, after all.
  • Step 3: Choose your cabin style. Once you’ve found the cabin constructor you want, you’ll have the option to choose from a variety of styles. But whether you go with a good ol’ traditional log-y look or more of a modern masterpiece, keep in mind how you’re going to use your cabin and where it’ll be.
  • Step 4: Prepare your site. Once you’ve fully designed your cabin, you’ll sign some papers, write a check, and talk over the details and next steps with everyone involved. Then, you’ll work with your contractors and the prefab builders to fully prepare the land. After a short spell, it’s time for delivery. 
  • Step 5: Have your cabin delivered. The good news is you won’t have to drive your cabin to its new home yourself. The company that constructs your prefabricated log cabin will arrange it all and ship it off right to your new cabin’s soon-to-be front step.
  • Step 6: Live out your cabin dreams. Live happily ever after in peace, quiet and harmony.

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If you haven’t already opened a second browser tab to start Googling available cabin land, what are you waiting for? You could be living your best life, in the woods, in no time. After all, that novel ain’t gonna finish itself. If you have any additional questions reach out to an insurance agent for an affordable home insurance policy.

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