Did you know your teen may have broken a law simply by driving home from school last night? If your teen is using a school permit to go to and from classes, listen up.
A school permit is a restricted license issued to new student drivers which places restrictions on where and when they can drive for a set period of time as they become more experienced. Passengers can be restricted by number (no more than one friend can ride with the driver,) age (no more than one passenger under 18,) or family status (no passengers who are not parents or siblings of the driver.)
Each state has its own specific guidelines and rules for a school permit, which is generally issued after teens have earned a learner's permit or sometimes after they have their license. School permits are also referred to as intermediate, graduated, or provisional permits or licenses. Find out more by contacting an insurance agent in your area.
For example, in Iowa the school permit is called a "minor school license" and is available to teens aged 14-1/2 or older who have completed an Iowa-approved driver education course and already have a driver's instruction permit. Eligible teens must live over a mile from the school and have a parent, as well as a school representative, sign an Affidavit for School License form. Some teens are asked to complete a physical driving test to secure the school permit.
This special driver's license, which allows students to drive without an instructor or guardian in the vehicle, comes with specific rules.
So when your daughter gave her girlfriend a ride home from cheer practice or your son went across town on Saturday to pick up supplies for his science lab project, laws were broken, even though the excursions were school-related. If school officials or local police spot a violation of a school permit, the special driving privilege can be suspended and eventually revoked.
To determine the regulations in your state, contact your local Department of Transportation office or website for more details and guidelines.
It's also a good idea to make sure the insurance policy on the vehicle the student is driving specifically names the student driver. If the teen drives more than one vehicle in the household, each auto policy should name the teen as a driver. If you're not sure what type of insurance coverage your teen driver requires, contact a Trusted Choice® independent insurance agent for additional guidance.