What’s So Great about Independent Insurance Agents?
(Well, here are 9 things for starters.)
Trusted Choice|April 29, 2019
Whether you’re an insurance-buying pro or you’ve never bought a single ounce in your life, you most likely know what insurance agents do. They’re the ones whose job it is to sell both people and businesses the insurance protection they need.
But insurance agents come in all different shapes, sizes, and with many different abilities. We, however, believe that independent insurance agents are the way to go. But why? Well, because:
1. They give you choices. Lots of them.
An independent insurance agent isn’t tied down to just one carrier like a captive agent—they get to play the field more. They’ll search all sorts of different insurance carriers and bring multiple quotes straight to you. And more options, of course, means you’ve got a better chance of finding the perfect blend of protection and price. Because if you’re only working with one company’s agents, you’re only going to get one price, and one choice on coverages. Where’s the fun in that?
2. They’ve got your back.
They’re there entirely for you, not the insurance companies. And that means they won't waste your time trying to push some inferior policy down your throat. You are the one they want to make happy. That’s why our independent agents listen to your needs to help find the exact set of coverages that’s right for you—no more, and definitely no less. It’s nice having someone in your corner.
3. They’re just down the street.
Sure, it all starts on the World Wide Web, but our Trusted Choice agent search links you with someone right in your hometown. It might even be your neighbor, or that guy at the gym. They could even be a sponsor of your son’s Little League team. Who knows?
When you’ve got a local insurance agent, you have someone who knows exactly what you need. State-specific auto insurance requirements? They know ‘em all. How to properly insure a snowmobile in Minnesota or a small swamp tour guide service in Florida? No problem.
4. They live for the dirty work.
Few things in life are as agonizing as spending your entire lunch break on the phone with an insurance company trying to get something sorted out. If you ever have a problem with a bill or a claim, just give your independent insurance agent a call, and they’ll handle it for you. They’ll fight your fights, and you can go back to living your life. How great is that?
5. They’re a bunch of know-it-alls.
Our independent insurance agents are pros who’ve all been around the block a time or two (or a thousand). And that’s important when you’re looking for the right coverage for a new house, car, business, or whatever. After all, there can be a lot of intimidating terms and fine print to make sense of. You need someone who knows exactly what they’re doing.
Our agents will walk you through it all. In fact, they’re goal is to make sure that you understand your insurance policy just as well as they do. Because the better you know your insurance policy, the better it will protect you. And no one likes surprises when it comes to insurance.
6. They’re your “Insurance Guy.”
Our independent insurance agents don’t just disappear once you’ve signed on the dotted line. They keep in touch. They’ll periodically review your policies and reach out with any suggested adjustments that can help protect you better, or even save you money. New home down the road? They’re only a phone call away. Sell your car? They’ll help adjust your coverages. Need to file a business claim? Take fifteen, they’ll handle it.
7. They’re as convenient as it gets.
Look, you’re busy. He’s busy. So is she. Everybody’s busy. That’s why convenience is king in today’s world. And with an independent insurance agent, you get all your insurance needs together. A one-stop shop, really. Life insurance? Snowmobile insurance? Commercial liability insurance for a corner bodega? You can get it all through an independent insurance agent, unlike certain agents who only handle the limited policy options their company provides.
8. They’re everywhere.
Seriously. Trusted Choice is a massive network of over 250,000 independent insurance agents. With this coast-to-coast network of agents, our customers have access to an incredible number of resources, all the better to help you get exactly what you need and want.
9. They’ve got really high standards.
And they promise to deliver. Every single agent signs and promises to adhere to the Trusted Choice Pledge of Performance, a 10-point vow to our customers. It holds each and every agent accountable and drives them all to always do right by you, from the service they give to the protection they find.
We treat our customers the way we would want to be treated. Because the best way for you to get the coverage you need is for us to know you. To us, you’re a person. Not a policy.
After all, our independent insurance agents come with a human relationship and completely unbiased guidance—all to make sure everything you care about is covered correctly from now until forever.