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Frederick Mutual Insurance Company

Providing Peace of Mind Since 1843

Match with the right Frederick Mutual Insurance Company independent agent.

They’ll help you find the exact coverage you need.

Why choose Frederick Mutual Insurance Company for your insurance needs?

Founded on December 15, 1843, Frederick Mutual Insurance Company (FMIC) has continuously operated for 179 years as a mutual insurance company serving over 17,000 policyholders in Maryland, Pennsylvania, Virginia, Delaware, D.C., and North Carolina. FMIC works with respected local independent agents who share the company's values to bring innovative, competitive, products to our policyholders. With over 17 product offerings and 350 target classes of business, Frederick Mutual provides peace of mind to both homeowners and businessowners. Our Secure BOP®, Commercial Umbrella, and Commercial Auto products cover over 8,300 policyholders and our brand-new Frederick Mutual Secure® Home and accompanying Personal Umbrella provides security for over 8,900 homeowners. If you are looking for competitive, comprehensive coverage as a contractor, homeowner, small business owner, landlord, or renter contact FMIC today!

Where does Frederick Mutual Insurance Company do business?

Frederick Mutual Insurance Company provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Frederick Mutual Insurance Company offer?

Participation with

6
States
593
Industries
134
Trusted Choice Independent Agents

Specializes in these industries

Insurance/Financial Services
Insurance/Financial Services

Protect your insurance / financial services business against risks like identity theft and workplace injuries with reliable insurance.

Wholesalers
Wholesalers

Avoid environmental liabilities, identity theft and other common risks with the right wholesale insurance for your business.

Residential Real Estate
Residential Real Estate

Protect your residential real estate against property damage and other unforeseen events with the right type of coverage.

Contractors/Construction
Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Building Maintenance
Building Maintenance

Keep your employees and equipment protected against common risks with insurance for your building maintenance business.

Retailers
Retailers

Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.

Photography
Photography

Protect your Photography business against damage to your equipment and third-party liability claims with proper insurance.

Distributors
Distributors

Stay protected against common accidents, property damage and lawsuits with reliable insurance for your distribution business.

Small Business
Small Business

Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.

Medical Clinics
Medical Clinics

Protect your practice against substantial losses from fires, theft and more with reliable insurance for your medical clinic.

Service Industry
Service Industry

From general liability coverage to workers compensation, you can protect your business with the right service insurance.

Commercial Real Estate
Commercial Real Estate

Protect your business assets and avoid repair and replacement expenses with commercial real estate insurance.

Veterinarians
Veterinarians

Get coverage against the potential risks and vulnerabilities that you face every day with veterinarian insurance.

Barber Shops & Beauty Shops
Barber Shops & Beauty Shops

Avoid costly lawsuits from accidents and injuries with reliable insurance for your barber shop and/or beauty shop.

Manufacturing
Manufacturing

Keep your business covered against workplace injuries and property damage to your equipment with manufacturers insurance.

Business coverage types

Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Cyber Liability
Directors & Officers
Employment Practices Liability
Errors & Omissions
Inland Marine
Professional Liability
Umbrella / Excess

Looking for the right business insurance?

Frederick Mutual Insurance Company agents are ready to help.

What personal insurance does Frederick Mutual Insurance Company offer?

Participation with

4
States
8
Coverage Types
134
Trusted Choice Independent Agents

Personal coverage types

Condo
Condo
Flood
Flood
home
Home
identity fraud
Identity Fraud
Landlord
Landlord
Renters icon. Keys
Renters
Umbrella
Umbrella
Valuable Items
Valuable Items

Protect yourself and everything you love.

Frederick Mutual Insurance Company agents are ready to help.

What are Frederick Mutual Insurance Company customers saying?