As a mutual insurance company that does not have shareholders, our priority is our policyholders and their insurance needs. In business since 1896, Preferred has stood the test of time, adapted and thrived with modern technology, and earned its status as an outstanding super-regional carrier. From fires and burglary to liability and accidents, we'll be there, providing superior products and customer service so that you can Live Assured.
Preferred Mutual provides the following insurance coverages by state.
From small retailers and wholesalers to churches and big-time contractors, Preferred Mutual helps customers meet their business insurance needs with a variety of coverage options. Whether they are looking for an affordable BOP and liability policy or coverage for commercial vehicles, customers can find customizable business insurance tailored to their specific needs. Preferred Mutual also offers commercial package policies, which provide multiple valuation options for buildings and contents.
Get the right coverage against all of the potential exposures to your products with food and beverage insurance.
Avoid environmental liabilities, identity theft and other common risks with the right wholesale insurance for your business.
Get all of your liability coverage needs taken care of with the right insurance for your church or religious organization.
Protect your clients and cover your business against food poisoning, theft and other risks with hospitality insurance.
Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.
Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.
Stay protected against common accidents, property damage and lawsuits with reliable insurance for your distribution business.
Preferred Mutual offers several reliable coverage types outside of their standard home and auto insurance policies, including collectible auto, mobile home and identity fraud. Despite only doing business in four states, Preferred Mutual makes filing claims easier than its competitors. Their Pro Glass Service simplifies the process and provides expedited glass replacement or repair service. With quick-pay options and reliable installment plans, Preferred Mutual helps their customers Live Assured.