Preferred Mutual

Preferred Mutual

Live Assured.

Why choose Preferred Mutual for your insurance needs?

As a mutual insurance company that does not have shareholders, our priority is our policyholders and their insurance needs. In business since 1896, Preferred has stood the test of time, adapted and thrived with modern technology, and earned its status as an outstanding super-regional carrier. From fires and burglary to liability and accidents, we'll be there, providing superior products and customer service so that you can Live Assured.

Where does Preferred Mutual do business?

Preferred Mutual provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Preferred Mutual offer?

From small retailers and wholesalers to churches and big-time contractors, Preferred Mutual helps customers meet their business insurance needs with a variety of coverage options. Whether they are looking for an affordable BOP and liability policy or coverage for commercial vehicles, customers can find customizable business insurance tailored to their specific needs. Preferred Mutual also offers commercial package policies, which provide multiple valuation options for buildings and contents.

Participation with

4
States
313
Industries
588
Trusted Choice Independent Agents

Specializes in these industries

Food & Beverage

Food & Beverage

Get the right coverage against all of the potential exposures to your products with food and beverage insurance.

Wholesalers

Wholesalers

Avoid environmental liabilities, identity theft and other common risks with the right wholesale insurance for your business.

Churches/Religious Organizations

Churches/Religious Organizations

Get all of your liability coverage needs taken care of with the right insurance for your church or religious organization.

Hospitality

Hospitality

Protect your clients and cover your business against food poisoning, theft and other risks with hospitality insurance.

Contractors/Construction

Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Retailers

Retailers

Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.

Distributors

Distributors

Stay protected against common accidents, property damage and lawsuits with reliable insurance for your distribution business.

Business coverage types

Builders Risk
Business Owners Package (BOP)
Business Vehicle
Cyber Liability
Directors & Officers
Employment Practices Liability
General Liability
Inland Marine
Professional Liability
Property
Umbrella / Excess

What personal insurance does Preferred Mutual offer?

Preferred Mutual offers several reliable coverage types outside of their standard home and auto insurance policies, including collectible auto, mobile home and identity fraud. Despite only doing business in four states, Preferred Mutual makes filing claims easier than its competitors. Their Pro Glass Service simplifies the process and provides expedited glass replacement or repair service. With quick-pay options and reliable installment plans, Preferred Mutual helps their customers Live Assured.

Participation with

4
States
14
Coverage Types
599
Trusted Choice Independent Agents

Personal coverage types

Auto

Auto

Boat

Boat

collectible auto

Collectible Auto

Condo

Condo

Earthquake

Earthquake

home

Home

identity fraud

Identity Fraud

Landlord

Landlord

Mobile-Home

Mobile Home

RV-Motorhome

RV / Motorhome

Renters

Renters

Snowmobile

Snowmobile

Umbrella

Umbrella

Valuable Items

Valuable Items

What are Preferred Mutual customers saying?