Prime Insurance Company is a committed and trusted resource for individuals, businesses and producers, following a bold business model that has inspired decades of success and growth. By keeping our underwriting and risk management teams in-house, we’ve been able to write an endless list of risk classes, and offer a broad range of coverage in specialty classes. Our in-house, expert claims team has handled over 70,000 claims and provides support to insureds throughout the entire insurance process — from risk mitigation to claims handling. When producers partner with Prime they can grow their book of business, expand their portfolio, stop turning away specialty opportunities, and start writing more business.
Prime Insurance Company provides the following insurance coverages by state.
Owning a business is a serious legal risk. Business-related lawsuits are becoming more common in today’s overactive legal environment, where attorneys are better equipped to find insurance policy exclusions and include personal assets in legal judgments. We are not passive about managing claims. We take an aggressive, investigative approach for a timely and fair resolution. Nobody wants to incur needless expenses, which is part of why our in-house claims team is one of our highest priorities. Prime also offers the following coverage: active shooter, communicable disease coverage endorsement (COVID-19), and true umbrella
Get the coverage you need against bodily injuries and property damage with reliable trucking insurance.
Protect your residential real estate against property damage and other unforeseen events with the right type of coverage.
From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.
Keep your facility protected against costly lawsuits and common risks to your clients with reliable senior living insurance.
Get the professional and general liability coverage your business need with insurance for your healthcare providing facility.
Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.
Keep your employees and equipment protected against common risks with insurance for your building maintenance business.
Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.
Get coverage against commercial property damage, potential lawsuits and other risks with insurance for your large business.
Get coverage against mold, contaminants and other potential risks to your guests with insurance for your hotel or motel.
Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.
From general liability coverage to workers compensation, you can protect your business with the right service insurance.
Protect your business assets and avoid repair and replacement expenses with commercial real estate insurance.
Keep your shop insured against lawsuits, property damage and other liability issues with auto service & repair shop coverage.
Keep your business covered against workplace injuries and property damage to your equipment with manufacturers insurance.
Prime treats every insured as a partner by taking a hands-on approach to finding unique solutions for every client’s insurance needs. Our partnership methodology begins with a meeting with every producer and insured before providing a quote. Our in-house underwriting and risk management teams work together alongside the insured to write flexible, customized policies. This emphasis on open communication and personal connection leads to a relationship that benefits all parties. Prime is also an industry leader in providing animal liability coverage.
As a broker who loves placing creative and difficult risks, Prime Insurance has been a great underwriting partner in helping our insureds find coverageBen H - Brooks Insurance Agency
Prime Insurance is a company that is really committed to helping its customers. They partner with you and help to protect you by educating and ultimately supporting the business to operate with confidence that comes from their wisdom and experience. I have been with them many years and have more trust than ever in them. A solid insurance company keeping their customer first.Kent M.
I switched to Prime Insurance in 2018 for my Paragliding business in Tennessee. These past few years have been easy knowing that Prime had me covered. From Customer Service to PROTECTING you and your business, it is clear to me that no one can offer you better coverage for a better price. Quality counts and Rick Lindsey and his team are the top company of the insurance industry.David H
Prime insurance company is a great company to work With excellent service for agents they do a great job with their claim history and helping customers I’ve been at this for over 40 years is one of the best companies I’ve ever worked with.Scott H - Buschbach Insurance