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Prime Insurance Company

A True Solution for Specialty Insurance: A Partnership Approach

Why choose Prime Insurance Company for your insurance needs?

Prime Insurance Company is a committed and trusted resource for individuals, businesses and producers, following a bold business model that has inspired decades of success and growth. By keeping our underwriting and risk management teams in-house, we’ve been able to write an endless list of risk classes, and offer a broad range of coverage in specialty classes. Our in-house, expert claims team has handled over 70,000 claims and provides support to insureds throughout the entire insurance process — from risk mitigation to claims handling. When producers partner with Prime they can grow their book of business, expand their portfolio, stop turning away specialty opportunities, and start writing more business.

Where does Prime Insurance Company do business?

Prime Insurance Company provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does Prime Insurance Company offer?

Owning a business is a serious legal risk. Business-related lawsuits are becoming more common in today’s overactive legal environment, where attorneys are better equipped to find insurance policy exclusions and include personal assets in legal judgments. We are not passive about managing claims. We take an aggressive, investigative approach for a timely and fair resolution. Nobody wants to incur needless expenses, which is part of why our in-house claims team is one of our highest priorities. Prime also offers the following coverage: active shooter, communicable disease coverage endorsement (COVID-19), and true umbrella

Participation with

50
States
1057
Industries

Specializes in these industries

Transportation/Trucking

Transportation/Trucking

Get the coverage you need against bodily injuries and property damage with reliable trucking insurance.

Residential Real Estate

Residential Real Estate

Protect your residential real estate against property damage and other unforeseen events with the right type of coverage.

Restaurants

Restaurants

From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.

Senior Living

Senior Living

Keep your facility protected against costly lawsuits and common risks to your clients with reliable senior living insurance.

Healthcare Providers

Healthcare Providers

Get the professional and general liability coverage your business need with insurance for your healthcare providing facility.

Contractors/Construction

Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Building Maintenance

Building Maintenance

Keep your employees and equipment protected against common risks with insurance for your building maintenance business.

Retailers

Retailers

Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.

Large Business

Large Business

Get coverage against commercial property damage, potential lawsuits and other risks with insurance for your large business.

Hotels and Motels

Hotels and Motels

Get coverage against mold, contaminants and other potential risks to your guests with insurance for your hotel or motel.

Small Business

Small Business

Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.

Service Industry

Service Industry

From general liability coverage to workers compensation, you can protect your business with the right service insurance.

Commercial Real Estate

Commercial Real Estate

Protect your business assets and avoid repair and replacement expenses with commercial real estate insurance.

Auto Service & Repair Shops

Auto Service & Repair Shops

Keep your shop insured against lawsuits, property damage and other liability issues with auto service & repair shop coverage.

Manufacturing

Manufacturing

Keep your business covered against workplace injuries and property damage to your equipment with manufacturers insurance.

Business coverage types

Builders Risk
Business Owners Package (BOP)
Business Vehicle
Contractors Equipment
Directors & Officers
Employment Practices Liability
Errors & Omissions
General Liability
Inland Marine
Other
Professional Liability
Property
Umbrella / Excess

What personal insurance does Prime Insurance Company offer?

Prime treats every insured as a partner by taking a hands-on approach to finding unique solutions for every client’s insurance needs. Our partnership methodology begins with a meeting with every producer and insured before providing a quote. Our in-house underwriting and risk management teams work together alongside the insured to write flexible, customized policies. This emphasis on open communication and personal connection leads to a relationship that benefits all parties. Prime is also an industry leader in providing animal liability coverage.

Participation with

50
States
5
Coverage Types

Personal coverage types

ATV

ATV

home

Home

Mobile-Home

Mobile Home

Motorcycle

Motorcycle

Personal Watercraft

Personal Watercraft

What are Prime Insurance Company customers saying?