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The Beacon Mutual Insurance Company

Your Rhode Island Workers' Compensation Experts

Why choose The Beacon Mutual Insurance Company for your insurance needs?

Our experienced team at Beacon Mutual has been the leading provider of workers’ compensation coverage in Rhode Island for nearly 30 years. Whether you’re an agent or a employer, partnering with Beacon Mutual is smart business.

Workers’ compensation insurance provides benefits to your employees for work-related injuries including medical care and wages for time out of work.

Our safety experts provide worksite assessments and  program recommendations as well as free safety seminars, on-site and online safety training.

Our team of claim representatives, nurses, and case managers will work closely with you and your injured workers to help them on their road to recovery.

Where does The Beacon Mutual Insurance Company do business?

The Beacon Mutual Insurance Company provides the following insurance coverages by state.

Business
Business & Personal
Personal
Personal & Life & Annuities
Life & Annuities
Life & Annuities & Business
All Insurance Categories

What business insurance does The Beacon Mutual Insurance Company offer?

Rhode Island companies of all sizes rely on Beacon to help safeguard their workplaces – and their employees. Our innovative programs, competitive products, and outstanding service deliver BIG with over 25 years of expertise.

Participation with

1
States
1057
Industries

Specializes in these industries

Insurance/Financial Services

Insurance/Financial Services

Protect your insurance / financial services business against risks like identity theft and workplace injuries with reliable insurance.

Transportation/Trucking

Transportation/Trucking

Get the coverage you need against bodily injuries and property damage with reliable trucking insurance.

Residential Real Estate

Residential Real Estate

Protect your residential real estate against property damage and other unforeseen events with the right type of coverage.

Restaurants

Restaurants

From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.

Healthcare Providers

Healthcare Providers

Get the professional and general liability coverage your business need with insurance for your healthcare providing facility.

Hospitality

Hospitality

Protect your clients and cover your business against food poisoning, theft and other risks with hospitality insurance.

Contractors/Construction

Contractors/Construction

Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.

Building Maintenance

Building Maintenance

Keep your employees and equipment protected against common risks with insurance for your building maintenance business.

Retailers

Retailers

Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.

Hotels and Motels

Hotels and Motels

Get coverage against mold, contaminants and other potential risks to your guests with insurance for your hotel or motel.

Small Business

Small Business

Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.

Food & Beverage

Food & Beverage

Get the right coverage against all of the potential exposures to your products with food and beverage insurance.

Education/Schools

Education/Schools

Protect your school or educational facility from bodily injury lawsuits and property damage claims with reliable insurance.

Auto Service & Repair Shops

Auto Service & Repair Shops

Keep your shop insured against lawsuits, property damage and other liability issues with auto service & repair shop coverage.

Manufacturing

Manufacturing

Keep your business covered against workplace injuries and property damage to your equipment with manufacturers insurance.

Business coverage types

Workers' Compensation

What are The Beacon Mutual Insurance Company customers saying?