Our experienced team at Beacon Mutual has been the leading provider of workers’ compensation coverage in Rhode Island for nearly 30 years. Whether you’re an agent or a employer, partnering with Beacon Mutual is smart business.
Workers’ compensation insurance provides benefits to your employees for work-related injuries including medical care and wages for time out of work.
Our safety experts provide worksite assessments and program recommendations as well as free safety seminars, on-site and online safety training.
Our team of claim representatives, nurses, and case managers will work closely with you and your injured workers to help them on their road to recovery.
The Beacon Mutual Insurance Company provides the following insurance coverages by state.
Rhode Island companies of all sizes rely on Beacon to help safeguard their workplaces – and their employees. Our innovative programs, competitive products, and outstanding service deliver BIG with over 25 years of expertise.
Protect your insurance / financial services business against risks like identity theft and workplace injuries with reliable insurance.
Get the coverage you need against bodily injuries and property damage with reliable trucking insurance.
Protect your residential real estate against property damage and other unforeseen events with the right type of coverage.
From liquor liability to commercial auto coverage, keep your restaurant protected with the right type of insurance policies.
Get the professional and general liability coverage your business need with insurance for your healthcare providing facility.
Protect your clients and cover your business against food poisoning, theft and other risks with hospitality insurance.
Get liability protection against unpredictable accidents, hazards and bodily injuries with contractor or construction insurance.
Keep your employees and equipment protected against common risks with insurance for your building maintenance business.
Get coverage against slip-and-falls, property damage and other common risks with reliable insurance for your retail business.
Get coverage against mold, contaminants and other potential risks to your guests with insurance for your hotel or motel.
Stay protected against the costs of liability and property damage claims with reliable insurance for your small business.
Get the right coverage against all of the potential exposures to your products with food and beverage insurance.
Protect your school or educational facility from bodily injury lawsuits and property damage claims with reliable insurance.
Keep your shop insured against lawsuits, property damage and other liability issues with auto service & repair shop coverage.
Keep your business covered against workplace injuries and property damage to your equipment with manufacturers insurance.
The staff at Beacon is very easy to work with, claims are processed quickly, and working with Beacon is a nice experience.Judith P., Garden City Treatment Center Inc
Beacon Mutual provides a comprehensive claim management service while always making sure to have our best interest in mind.Kellie M., Bryant University
Extremely polite, nice company to deal with, always ready willing and able to answer my questions or help in any way. A company that actually knows about my company's industry! So glad to be a part of the Beacon family!Anne K., Point Judith Marina LLC
I find that everyone I have contact with is extremely helpful and courteous. I like that the company is local.Vivian T., Tavares Pediatric Center
Beacon's loss prevention representative has been teaching a class on defensive driving at my company for about 10 years and I've seen a significant drop in auto accidents.Kathy L., Valley Transportation Corp.