Insurance Expert

Irene Herman

irene herman

Riskguard Insurance Solutions, Inc

Irene Herman is the President and CEO of Riskguard Insurance Solutions, Inc. a reputable San Francisco bay area insurance agency with longstanding and extensive relationships with dozens of preferred and non-standard surplus lines insurance carriers. Irene and her team deliver comprehensive insurance and risk management solutions including a variety of standard business operations as well as hard-to-place businesses and unusual risks that many less experienced agencies will not deal with. Irene not only believes in helping other people stay secure by helping to manage their risks but wants to give people great value when they purchase insurance products. 

Professionally, Irene never expected to end up in insurance, but her unique career path has paved the way for her to provide home, auto, life, and business insurance to a wide variety of clients for 36 years. 

In the beginning of her career, Irene believed she was going to be a teacher. She did in fact follow this path when she received her lifetime teaching credential during the last year of the Reagan Administration as governor of California. Next, she received her Master Degree in Physical Education and was teaching and coaching high school in Physical Education for 10 years. During this time she also served as the Department Chairperson of P.E. and coached the basketball, softball, track and field teams. Irene loved her time as a coach and teacher but was ready for a career shift that allowed her to be more independent and self-employed. 

Thinking about what she could do with her teaching background, Irene quickly realized she was able to educate people in the field of insurance. Irene knew that policies are complicated and that there was a lot to learn. She founded her agency, Riskguard Insurance Solutions, Inc. in 1998 to provide sound advice and risk management guidance. 

Prior to founding Riskguard Insurance Solutions, Irene received her real estate broker’s license in 1990 and represented sellers and buyers in property in the San Francisco and Bay area. Her time as a real estate broker made Irene an expert in property insurance. She continues to represent Buyers and Sellers in the SF Bay Area combining her accomplishments as a Real Estate Broker and Insurance Broker. 

In 2001, Irene challenged herself to pass all 10 parts of the CPCU (Chartered Property Casualty Underwriter) exams, which is the highest designation in the world of insurance. Not stopping there, Irene wanted to provide further services to her clients, so she passed the Notary exam and began offering free notarization in case of a loss to her clients in 2003. 

For 8 years Irene represented the California Department of Insurance as a Producer-consumer advocate on the California Assigned Risk Plan (CAARP), whereby the Low Cost Auto was created and actively helps to insure eligible good drivers with low premiums. 

Riskguard Insurance Solutions, Inc. is always thinking about the current needs of their customers. This has lead them to begin offering products for AirBNB, Uber, & Lyft drivers, Cyber Liability and hard to place business. They are constantly looking for markets that will meet this ever-changing world.

Irene has served on the national insurance chair of United States Track & Field and is currently Vice President of the Pacific Association of USA Track and Field. She has also served several terms as President of the PA-USATF. In this role Irene was insurance liaison responsible for putting into place an insurance policy to cover volunteer, non-sanctioned officials throughout the USA. She has also been an insurance consultant to youth groups and through the Pacific Association of the USATF (PAUSATF). has provided special information on safety and risk management to these groups. She is also a competitive runner having completed 21 marathons over the last 25 years. When she’s not working or running, Irene is the instructor of a weekly aqua-fitness class in the pool at the San Francisco Jewish Community Center (JCC), where she encourages club members to live healthy active lives. 

Besides all this, Irene is a grandmother to two little ones. 

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