Foley, AL, also known as the Forward City, is home to 15,818 residents and has a rich history around the railroad industry. In 1902, John Foley heard about the unsettled area and bought nearly 40,000 acres to eventually help expand his Chicago-based company and create a railroad to the southern part of the state. Over the decades, many families have flocked to the micropolitan region and created a bustling economy and community for many to enjoy. But in today's modern world, roadways reign supreme and cause daily accidents and unsafe situations.
That's why you need an Independent Insurance Agent by your side to take care of you when something unexpected happens. Whether it's a break-in or a fender bender, your Foley auto policy should be comprehensive enough to cover you for any medical, legal or repair bills. Let our experienced agents take care of you and find a personalized, affordable auto insurance option that works for you.
- National average cost per year: $1,311
- Alabama average cost per year: $1,320
- 22nd most expensive auto premium in the U.S.
Considering that Alabama drivers reported $4,070,408 in losses, you can't afford to skimp on comprehensive Foley car insurance. This state may see higher-than-average premium costs, but your rates should be completely personalized to your unique driving history and current vehicle. Factors such as the car's age, model and average mileage, as well as previous claims you've filed, should be taken into account. Let a reliable agent walk you through the steps and find you a number of quotes to choose from.
Alabama Car Insurance Requirements
- Bodily injury liability: required
- Property damage liability: required
- Personal injury protection (PIP): not required
- Uninsured Motorists:
- Minimum liability limits: 25/50/25
Did you know that you're required to have a minimum coverage of up to $25,000 for an individual injury, $50,000 total for all injuries and $25,000 for property damage as an Alabama driver? These limits certainly create a great baseline of coverage, but an accident can easily set you back even further — causing you to pay out of pocket for medical bills, legal costs or auto repairs. Talk to an independent insurance agent about the requirements you face and the liability options you have.
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Number of Uninsured Motorists in Alabama
- Number of uninsured U.S. drivers: 13%
- Number of uninsured Alabama drivers: 18.4%
Unfortunately, Alabama drivers are underinsured or completely uninsured – it ranks 6th in the U.S. for states with most underinsured drivers. By adding this coverage to or ensuring this coverage is part of your policy, you'll be compensated in a timely and efficient manner, instead of waiting to receive payment for an unprecedented amount of time. Don't let these careless drivers cause you financial and emotional stress. Partner with an agent to receive this extra layer of protection today.
Number of Auto Thefts in Alabama
- National number of thefts per 1,000 vehicles: 2.28
- Number of thefts per 1,000 vehicles in Alabama: 2.68
You can park under street lamps, install a security system and hide valuables in the trunk, but a break-in can happen without warning. A comprehensive Foley auto insurance policy covers any damaged or stolen property — helping you avoid any financial headaches. Luckily, your Foley auto insurance will protect you from an unexpected break-in and get you back on your feet in no time.
Find a Great Foley Car Insurance Policy
Our independent insurance agents are experts in assessing your unique risks and finding an affordable Foley policy that fits within your budget. Our local independent agents are able to compare quotes from numerous insurance carriers, giving you plenty of options and policy specifics to choose from.
To start the car insurance process, contact an agent in Foley as soon as possible.