The 14,618 residents of Foley, AL love living, working and playing in Alabama's Daphne-Fairhope-Foley micropolitan area. Families can take weekend trips to Florida, kayak on Wolf Bay, and play in numerous parks. It's a great place to own a home — but that doesn't mean homeownership comes without risk.
Are you prepared if bad weather causes property damage or a burglar breaks in? To combat the risks you face, partner up with an Independent insurance agent. Your local agent will assess your risks and find a Foley home insurance policy that works for you and gets you the money you deserve.
- National yearly premium average: $1,217
- Alabama yearly premium average: $1,433
Alabama homeowners generally see higher-than-average insurance rates, but that doesn't mean you should be overpaying for basic coverage. Your home insurance should be personalized to your unique history and house, including factors such as the home's ZIP code, building materials, and age. Let an agent compare quotes and find a policy that is comprehensive and unique to your needs.
Second Home and Vacation Home Insurance
Because of Foley's geographical proximity to both Florida and Mississippi, it offers a great getaway. Many families and retirees have secondary residences here, using them to escape the winter cold or busy city life in Montgomery. These homes are may often be — meaning more insurance is necessary. Discuss your options with a reliable agent to feel secure.
Burglary Rates In Alabama
- National average for burglaries per 1,000 homes: 3.76
- Alabama average for burglaries per 1,000 homes: 5.9
A home break-in can happen when you least expect it, regardless of how intense your guard dog is or how intricate your security system is. Proper Foley homeowners insurance compensates you for property theft or damage that may occur during a burglary, so you don't suffer any financial hardship. Enjoy peace of mind by talking to an independent insurance agent about what is and isn't covered.
Number of Catastrophes in Alabama
- Number of tornadoes in Alabama in 2019: 95
- Number of wildfires: 1,107
- Alabama homeowner losses in 2019: $911,000,000
Considering that 6% of insured homeowners file a claim annually, you can't afford to skimp on coverage. Alabama weather can get nasty — and Mother Nature can be relentless — meaning a summer storm, bad tornado or incoming hurricane causes more damage than you might think. Make sure that your Foley home insurance covers broken windows, damaged roofs, and flooded basements so you don't have to pay for repairs out of pocket.
What Are the Risks in Foley, AL?
It's no surprise that the biggest risks you face as a Foley homeowner involve the weather. The town's location presents a number of opportunities for strong storms, hurricanes and tornadoes to strike in a heartbeat — leaving terrible property damage after the fact. Be prepared with a comprehensive homeowners insurance policy and an agent on your side.
Compare Foley Home Insurance Quotes
Independent insurance agents are experienced in assessing the unique risks of each homeowner and will work hard to find a unique policy to protect you and your family. These agents aren't tied to one carrier and can compare quotes with numerous carriers to give you options when it comes to both coverage and price.
Contact your local agent today to get a Foley homeowners insurance quote.
TrustedChoice.com Article | Reviewed by Jeffrey Green
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