Alaska Car Insurance FAQ - Quick Answers

On average, the annual car insurance premium in Alaska is $1,410, coming in a bit higher than the national figure of $1,311 per year. If you're searching for the lowest premiums and best coverage on Alaska car insurance, connect with local adviser. 

Alaska auto insurance can help cover a variety of losses that may occur under the following common coverages:

  • Bodily injury liability: Pays for medical expenses of others.
  • Property damage liability: Pays for property damage of others.
  • Personal injury protection: Pays for your medical expenses.
  • Uninsured/underinsured motorist: Pays for an accident involving an uninsured/underinsured motorist

When you drive without the required auto insurance coverage in Alaska, you could face serious consequences. Fines, penalties, and restrictions could be doled out when you're uninsured. Another risk of not carrying auto coverage is having to pay out of pocket for a claim. 

In Alaska, car insurance is mandatory by state law. However that doesn't mean everybody follows the rules. Currently, Alaska has 15.4% of its driving force uninsured. That means that even if you have coverage, another party may not, putting you at risk. Fortunately, you can add uninsured motorist coverage that will pay for damage or injury for a loss due to an uninsured driver.

When you're shopping for car insurance, it's important to find a carrier that fits your needs. In Alaska, Progressive, Safeco, and Prime insurance companies are rated among the best. These carriers are known for their superior service and speedy claims process.

Yes. In Alaska you'll be required to carry these state minimum liability limits:

  • $50,000 bodily injury liability per person
  • $100,000 bodily injury liability per accident
  • $25,000 property damage liability

Do You Know What Your Alaska Car Insurance Covers?

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How does your city measure up to the national average?

National average time spent commuting 26.9 Min

National average car thefts per 1,000 2.3 Year

National average car insurance cost $1,311 Year

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