Phoenix, AZ, Car Insurance
The average monthly cost of auto insurance in Phoenix is $130.
Because your car insurance rates are customized according to your personal details and the type of car you are insuring, your actual monthly cost could be considerably higher or lower than this amount. Drivers with a safe driving history tend to pay a lot less than novice drivers or those with moving violations or accidents in their recent driving history.
Many car accidents in Phoenix involve injuries to pedestrians. That is why having a sufficient amount of bodily injury liability insurance is so important. If you carry only the state minimum required coverage, an injured pedestrian’s medical bills could easily exceed what your insurance policy will cover. In that case, you would be expected to make up the difference out of pocket.
A local independent agent can help you review costs for varying levels of liability insurance so you can determine how much coverage you can reasonably afford. Talk to an agent near you to learn more.
Tucson, AZ, Car Insurance
The average monthly cost of car insurance in Tucson is $130.
However, you should take this average with a grain of salt. Your actual monthly cost could be higher or lower than this because rates are calculated on a case-by-case basis according to a number of factors such as your age, driving history, details about the vehicle you are insuring, your deductible amount, and more.
What would you do if you walked out of your local Food City with a cart full of groceries only to discover that your car had been stolen? This is a real risk in the Tucson area, which sees about 2,000 auto thefts a year. Fortunately, when your car insurance includes comprehensive coverage, you can be reimbursed for your losses if your car is stolen.
Talk to a local independent insurance agent to learn how much it will cost you to include comprehensive insurance, and other optional coverage, in your Tucson car insurance policy.
Mesa, AZ, Car Insurance
The average monthly cost of car insurance in Mesa is $110.
Remember, this average only serves as a baseline. Your actual monthly cost could be higher or lower than this amount. This is because insurance companies use factors such as information about your car and the age, gender, and driving records of the members of your household who will be driving it, to calculate your personalized quote.
Car accidents can happen to even the most experienced drivers. Whether you find yourself in a multi-vehicle collision on the Superstition Freeway or you accidently cause a fender bender on Main Street, a solid car insurance policy can cover your costs once your deductible has been met.
By purchasing a policy that includes collision coverage, you can be sure that damages to your vehicle are covered, even if the accident is your own fault. Talk to an independent agent in Mesa to learn more about how different coverage options can benefit you.
Chandler, AZ, Car Insurance
The average monthly cost of auto insurance in Chandler is $105.
When calculating your car insurance rate, insurance companies will take several details into account such as information about your vehicle and the people in your household who will be driving it. Other factors such as where you park your car, the size of your deductible, and the amount of coverage you are buying can also affect your costs. Because of this, your actual monthly cost could be significantly higher or lower than the city’s average.
Heavy rains during the monsoon season can sometimes bring flash flooding to the Chandler area. When this happens cars can be washed away or damaged beyond repair. Fortunately, if your auto policy includes comprehensive insurance, you can be reimbursed for the blue book value of your car if it is totaled. Comprehensive insurance can also cover against other risks like auto theft, falling objects, and wind damage.
Talk to a local independent insurance agent to learn more about comprehensive insurance and your other coverage options.
Scottsdale, AZ, Car Insurance
The average monthly cost of car insurance in Scottsdale is $107.
Of course, $107 is just an average cost. Your actual monthly cost could be higher or lower depending on a variety of factors such as your driving history and details about the vehicle(s) you wish to insure. Let an independent insurance help you review a variety of customized car insurance quotes so you can find the policy that offers the best value for your hard-earned money.
From the 101 Loop to the parking lot of the local Whole Foods, accidents can happen just about anywhere. The good news is, if you have a solid, all-inclusive car insurance policy backing you up, you do not have to worry about an accident costing you a lot of money. Having a sufficient amount of liability insurance can protect you from potential lawsuits if investigators determine that the accident was your fault.
If you want to have even more liability coverage than your car insurance company can offer, an independent insurance agent can also help you purchase an affordable umbrella insurance policy. Talk to an agent near you to learn more.