Colorado Springs Homeowners Insurance

Find the Right Colorado Springs, CO Homeowners Insurance

Find the right homeowners insurance policy for you.

What's not to love about Colorado Springs, CO? At 6,035 ft., this city is located on the eastern edge of the Rocky Mountains, is home to the infamous Garden of the Gods and is a stones-throw away from Pikes Peak. Families flock to the area for its natural beauty, outdoor recreation options, and family-friendly community. But living in Colorado comes with risks. Your property can experience damage from the weather without warning and encounter unfortunate scenarios you may not even know about.

Let an Independent Insurance Agent fill you in. Our agents will assess your risks and find you a Colorado Springs homeowners insurance policy that meets all of your needs at a price you can afford. Our agents are not tied down to one carrier and can provide quotes from numerous companies that give you 360 degrees of coverage.

  • National yearly premium average: $1,034
  • Colorado yearly premium average: $1,038
  • 18th most expensive premium in the U.S.

Colorado is such a desirable place to live in, and luckily, homeowners insurance isn't through the roof when compared with the national average. But your Colorado Springs home insurance should be completely personalized — using these numbers as a baseline. Factors like your home's age, building materials and location are all taken into account when establishing which homeowners policy is appropriate for your needs. Let an agent guide you through the process and get you something affordable and comprehensive.

Second Home and Vacation Insurance

Surrounded by natural beauty, Colorado Springs is a hot spot for families and retirees to purchase a secondary home. But these vacation homes are investments that need proper protection. Since the property will likely be vacant often or have rental guests, you should discuss your insurance options with an agent today.

Number of Thefts in Colorado

  • National average number of burglaries: 37,814
  • Colorado average number of burglaries: 25,081

The Centennial State sees fewer home thefts than other parts of the country, but that doesn't mean you aren't prone to a break-in or burglary. Your homeowners insurance compensates you for stolen personal property, broken windows and damaged alarm systems. Luckily, our agents can help you manage finances and get the money you deserve after an unfortunate incident.

Number of Catastrophes in Colorado

  • Number of catastrophes in Colorado: 343
  • Number of tornadoes in Colorado: 52
  • Amount of property damage in Colorado: $215,290,000
  • 1 in 15 insured homes has a claim each year

Weather in Colorado can be sporadic and relentless. Tornadoes can strike without warning; winter storms can get intense, and winds can pick up serious speed. Considering nearly 6% of responsible homeowners file a claim each year, you need proper protection against Mother Nature. Talk to an agent about the options you face as a Colorado Springs homeowner.

What Are the Risks in Colorado Springs?

Although home thefts should always be a concern, the biggest insurance risks in southern Colorado certainly come from the sky. Weather can fluctuate day to day and cause serious damage to your home. Wildfires and tornadoes are the biggest threats, but our agents can tell you more. Our agents know the unique risks you face and will address them head-on by finding you a comprehensive policy.

Compare Colorado Springs Home Insurance Quotes

Whether you just purchased your first home or have been on the same homeowners policy for years, you should still talk to an independent insurance agent. Our local agents can compare quotes from a number of insurance carriers to give you plenty of options when it comes to both coverage and price. 

Locate your nearest agent and get started today.

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