Dover is the capital of Delaware and the state’s second largest city. With a low cost of living and booming economic opportunities, Dover has become one of the fastest growing areas in the state and a haven for small businesses. In 2014, there were 73,934 small businesses in Delaware, providing jobs to 168,335 people. During the same year, these businesses were paid $1,394,543 for losses.
If you’re a small-business owner in Dover, DE, make sure you’re protected with comprehensive commercial insurance. Shopping for Dover business insurance can seem overwhelming, but the experienced Independent Insurance Agents at Trusted Choice® can help you compare your options and create a customized policy that is right for your company.
The best commercial insurance starts with liability coverage. As you shop for your new business policy, there are three kinds of liability insurance you can choose from to build your custom insurance plan.
When life’s interruptions make it impossible to keep your business running, business interruption insurance offers peace of mind. If you have to shut down temporarily due to an eligible interrupting event, this coverage option will compensate you for lost income at the end of the year. Business interruption insurance is a must-have policy for small companies that rely heavily on the owner for daily operations.
When Hurricane Sandy swept through Dover in 2012, it caused major damage to many homes and businesses. If a natural disaster strikes again in your area, would you be prepared to make repairs? Business property insurance covers the cost of repairs after natural disasters like flooding, tornadoes, wildfires or hail.
Delaware’s high premiums for health insurance hit small businesses particularly hard. If you are looking for affordable employee coverage options, the Trusted Choice agents can help. Our Independent Insurance Agents offer quotes from multiple policies so you can weigh the options and select a coverage plan for your staff that doesn’t break the bank.
In today’s fast-paced world of online banking, debit cards and ATM machines, cyber crimes are a serious threat. Yet only 22 percent of small businesses have a response plan in place for cyber and data breaches. How would you respond if your company’s sensitive information fell into the wrong hands? Make sure you’re prepared with cyber crime coverage as part of your Dover commercial insurance policy.
Finding business insurance in Dover starts with a call to the friendly Independent Insurance Agents at Trusted Choice. Our agents can walk you through your coverage options and help you find the policy that is right for your unique challenges as a small business. Call a Trusted Choice agent today to learn more about Dover business insurance and get a quote on your new policy.