When you live and work in Smyrna, you enjoy some of the best views in Delaware. Settled on the banks of Duck Creek, this city offers a small town vibe and a tight knit community that is a rare gem in today’s busy world. Despite the quaint feel of the downtown area, Smyrna, DE is actually the fifth largest and fastest growing municipality in the state, and it’s a perfect place to start a business.
In 2014, there were 73,934 small businesses in Delaware, providing jobs to 168,335 people. During the same year, these businesses were paid $1,394,543 for losses. Owning a small business carries a significant risk even in the optimal economic climate of Smyrna, so make sure you’re covered with the best business insurance policy. The experienced Trusted Choice® Independent Insurance Agents specialize in helping small businesses find the best coverage. Our agents can walk you through all of your coverage options, help you compare quotes and find the best policy for your customized Smyrna business insurance plan.
Liability insurance is a must-have for businesses of all sizes, but it’s particularly important if your company is small. All it takes is one lawsuit to cause a shockwave of hardship for a small business. Make sure you’re covered with these three layers of liability insurance.
Sometimes even the best business plans fail just because of life’s interruptions. Even if your business is on the fast track for success, things can quickly fall apart if a natural disaster causes damage to your office. When eligible interrupting events occur, business interruption insurance repays the lost income at the end of the year so you can keep moving forward in your business plans regardless of what life throws your way.
Smyrna has an average of one tornado per year, but it takes only a single twister to do enormous damage to your business property. If this happened to your company, would you be in a financial position to afford repairs? Investing in business property insurance gives you peace of mind that even a major tornado can’t stop your business from success.
When it comes to health care costs, Delaware’s small businesses face an uphill battle. Employee coverages are more expensive in Delaware than in most of the nation, but that doesn’t mean you are stuck paying too much for the benefits your employees need. The Trusted Choice Independent Insurance Agents can help you find the most budget-friendly plans for health care, life insurance and workers' compensation in Smyrna.
Technology is a focal point of most small businesses, regardless of what industry they serve. We use computers to process payments, track sales, keep up with inventory and do regular accounting. If someone used your sensitive financial information for harm, how would your company recover? Only 22 percent of small businesses have a plan in place to respond to cyber attacks. Make sure you aren’t caught unprepared for this serious situation. Invest in cyber crime insurance for your Smyrna small business.
If you’re ready to start building your customized Smyrna business insurance policy, start with a call to the experienced Trusted Choice Agents. Our Independent Insurance Agents can provide quotes on multiple policies so you can compare your coverage options and create a personalized plan that is right for your small business. Contact a Trusted Choice agent today to learn more about Smyrna commercial insurance.