Newark Car Insurance

Everything You Need To Know About Car Insurance in Newark

Newark is one of Delaware's busiest cities, located just 12 miles southwest of Wilmington. People come from around the country to study at the University of Delaware in Newark, a school known for its excellence in education and athletics. And if you live in Newark, DE, you can't afford to skim on car insurance, with its constant influx of traffic from locals and curious tourists.

Finding the best Newark car insurance starts with a call to our friendly Trusted Choice® Independent Insurance Agents. If you are confused about coverage options, deductibles and liability limits, our agents can help. With years of experience in the car insurance sector, our agents know all the tricks to help you save money on car insurance and enjoy all the benefits of the best coverage in Newark.

  • National average cost per year: $1,311
  • Delaware average cost per year: $1,542
  • 13th most expensive auto premium in the U.S.

The cost of auto insurance in Delaware is higher than the national average. The Trusted Choice Agents will work with you to find the most affordable rate by offering quotes from our extensive network of policies. Ultimately, your insurance cost will be determined by the size and age of your home, where you live and whether you have any high risk variables like a swimming pool or a trampoline.

Delaware Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 15/30/10

Delaware state law requires that drivers carry minimum coverage of $15,000 for individual bodily injury, $30,000 for all injuries in an accident and $10,000 for property damage per accident. You can always opt to purchase additional liability coverage to give yourself peace of mind that you are always protected even if a serious accident occurs.

Number of Uninsured Motorists in Delaware

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Delaware drivers: 11.5%

With 11.5 percent of Delaware drivers being uninsured, you put yourself at risk every time you get behind the wheel. If you wind up in an accident and an uninsured driver is at fault, you will be paying for car repairs and medical bills out of your own pocket. That's why it pays to add uninsured motorist coverage to your car insurance policy.

Number of Auto Thefts in Delaware

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Delaware: 1.57

Newark is generally a safe place to live, following the state's norm for below average auto thefts. However, no one is immune to this threat completely. If your car does get stolen, you will be thankful you invested in auto theft coverage when you were shopping for Newark auto insurance. 

Find a Great Newark Car Insurance Policy

As a resident of Newark, you enjoy one of the best places to live in Delaware. But don't venture out on Interstate 95 without the protection of car insurance. Accidents can happen in the blink of an eye, so make sure you are covered with a reliable policy. The Trusted Choice Independent Insurance Agents will provide quotes from multiple policies and help you find a comprehensive plan at a price you can afford. Contact a Trusted Choice agent to get your customized quote on Newark car insurance today.

Now, who's ready to get their insurance problems solved?