Smyrna Homeowners Insurance

What Your Smyrna Home Insurance Policy Needs

Sitting along the banks of Duck Creek, you’ll find the beautiful city of Smyrna. For the past 250 years, this city has been a bedrock of Delaware, and today it remains one of the most historically significant places in the state. With a small town vibe and a tight knit community, it’s no surprise that homeowners are flocking to Smyrna, DE in record numbers. In fact, it is now the fifth largest and fastest growing municipality in Delaware. If you’re searching for a home in Smyrna, don’t forget to include comprehensive homeowners insurance. 

Finding the best Smyrna home insurance starts with a call to our experienced Trusted Choice® Independent Insurance Agents. Our agents know all the ins and outs of life in Smyrna and can guide you toward the coverage options that are best suited for this city’s unique risk factors and challenges.

  • National yearly premium average: $1,034
  • Delaware yearly premium average: $678
  • 45th most expensive premium in the U.S.

Home insurance premiums in Delaware are much lower than national averages, which is good news if you’re hoping to put down roots in Smyrna. The Trusted Choice Independent Insurance Agents can give you a personalized quote on coverage, but as a general rule, your premiums are determined by your home's size, age, proximity to the waterfront and other risks like a swimming pool or a trampoline. 

Number of Thefts in Delaware

  • National number of burglaries: 37,814
  • Delaware number of burglaries: 6,131

For more than two centuries, Smyrna has been a generally safe place to live and work in. However, as the city grows, so does the likelihood that you could be a victim of common crimes like theft. For homeowners, this means taking added precautions like installing security systems or extra deadbolt locks. However, you will also need to invest in comprehensive home insurance coverage as a backup plan in case your family is the next victim of a Smyrna burglary. 

Number of Catastrophes in Delaware

  • Number of catastrophes in Delaware: 20
  • Number of tornadoes in Delaware: 1
  • Amount of property damage in Delaware: $420,000
  • 1 in 15 insured homes has a claim each year

Natural disasters in Smyrna range from hail to wildfires to flooding. Since 1950, there have been 68 tornadoes in this city, causing serious concern for homeowners who simply can’t afford the cost of major repairs. Make sure your home is completely protected against natural disasters by having the best home insurance policy in advance. 

What Are the Risks in Smyrna?

Living in Smyrna brings a lot of the same risks you’ll find across the rest of Delaware. Severe winter weather, occasional tornadoes and hurricanes, and event flooding can be serious concerns. As the city continues to grow, burglary will be a more bothersome threat to consider. Investing in a comprehensive homeowners insurance policy is a smart way to protect against all forms of threats and have peace of mind that you’ll be able to handle whatever comes your way. 

Compare Smyrna Home Insurance Quotes

Shopping for home insurance can be overwhelming, but the experienced Trusted Choice agents can help. Our Independent Insurance Agents specialize in helping Smyrna homeowners find the best coverage options at the most affordable prices. With the ability to offer quotes on multiple policies from our wide pool of coverages, the Trusted Choice agents can help you compare your choices and find the best option for your lifestyle and budget. Contact a Trusted Choice agent today to learn more about Smyrna homeowners insurance. 

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