Wilmington Homeowners Insurance

What Your Wilmington Home Insurance Policy Needs

Located right in the middle of Washington, DC and New York, Wilmington, DE has become a hub for businesses and professionals looking for a central location for their operations. This “Corporate Capital of the World” is a beautiful place to live in, with 552 acres of park land to explore and endless opportunities downtown dining and entertainment. The only real downside to living in Wilmington is the high risk for severe weather. If you’re a homeowner in this busy city, make sure you are covered with the best Wilmington homeowners insurance. 

The Trusted Choice® Independent Insurance Agents can help you create a customized policy that protects not only your home, but your stuff. Whether you’re most concerned with natural disasters or burglaries, home insurance is a smart way to guarantee that you’re always protected in case a disaster strikes. 

  • National yearly premium average: $1,034
  • Delaware yearly premium average: $678
  • 45th most expensive premium in the U.S.

If you live in Wilmington, you’ll most likely enjoy some of the lowest home insurance premiums in the nation. Our experienced Trusted Choice Independent Insurance Agents can help you get the most affordable price by matching you with discounts for home security systems, smoke alarms and even multipolicy discounts.

Number of Thefts in Delaware

  • National number of burglaries: 37,814
  • Delaware number of burglaries: 6,131

Despite the growing population and constant action in Wilmington, this city still has a relatively low crime rate compared with the national average. Unfortunately, burglaries still do happen, and depending where you live in Wilmington, you might be at an elevated risk. Make sure you have homeowners insurance so that if your valuables get stolen, you can replace them without wiping out your personal savings in the process. 

Number of Catastrophes in Delaware

  • Number of catastrophes in Delaware: 20
  • Number of tornadoes in Delaware: 1
  • Amount of property damage in Delaware: $420,000
  • 1 in 15 insured homes has a claim each year

Since 1950, there have been 103 tornadoes to touch down in Wilmington, causing serious damage to homes and businesses across the city. With 1 out of 15 homes filing claims with their home insurance provider every year, it’s clear that it pays to be covered. Talk to the Trusted Choice Agents about the best policies to cover weather-related disasters and risks that are unique to living in Wilmington. 

What Are the Risks in Wilmington?

The biggest threats to Wilmington homeowners are weather-related. From lightning to flooding to hail storms to tornadoes, you just never know when a terrible storm could leave your home damaged or destroyed. Make sure you’re prepared with comprehensive homeowners insurance in advance. 

Compare Wilmington Home Insurance Quotes

Choosing the right homeowners insurance starts with a call to the experienced Independent Insurance Agents at Trusted Choice. Our agents will provide you with quotes from multiple policies, allowing you the chance to really see all of your options and compare premium rates and benefits. Then you can select a policy that is right for your budget and lifestyle. Contact a Trusted Choice agent today to start your search for comprehensive Wilmington home insurance. 

Now, who's ready to get their insurance problems solved?