Aventura Florida Car Insurance

Everything You Need To Know About Car Insurance in Aventura

When you live in Aventura, every day offers a new opportunity for excitement and adventure. In fact, “Aventura” means “adventure” in Spanish. Whether you’re spending a day at the luxurious Turnberry Isle or you’re headed out for some shopping at the Aventura Mall, you’re certain to encounter heavy traffic. As a hot spot for snowbirds and tourists, Aventura’s highways stay busy and crowded. That’s why every driver needs to be covered with the best Aventura car insurance.

Independent Insurance Agents take the guesswork out of finding reliable Aventura auto insurance. Instead of spending hours gathering quotes from multiple agents, you can make one phone call to an experienced agent and receive quotes from multiple policies in one convenient place. Our friendly agents can help you save time and money, all while finding you the best Aventura car insurance coverage for your budget and lifestyle. 

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • 5th most expensive auto premium in the U.S.

Florida’s auto insurance rates are notoriously high, but that doesn’t mean coverage is out of reach if you are living on a tight budget. Your rate will vary dramatically depending on several factors, like your age, the kind of car you drive and your recent driving history. Our Independent Insurance agents specialize in finding Aventura car insurance plans that are affordable, so you are sure to find a coverage option that is right for you. 

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

Every Florida driver needs to have minimum auto insurance coverage for liability. If you plan to drive in Aventura, you will need at least $10,000 coverage for individual injuries, $20,000 total for all injuries in a collision and $10,000 for property damage. These minimums serve as a guideline, but you can certainly purchase additional coverage if you want, and in many cases, that’s wise. After all, $10,000 won’t go very far if you sustain serious injuries in a collision, and if your costs exceed the coverage limit, you’ll have to pay the additional cost out of pocket. 

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.80%

On an average day driving in Aventura, you will pass hundreds of uninsured motorists on the roadways. If you are in an accident and the other party isn’t insured, it could spell disaster for your finances. Would you be able to afford car repairs or medical care if the driver at fault wasn’t insured? This concern leads many Aventura drivers to seek out additional coverage for uninsured motorists when selecting an Aventura auto insurance policy. 

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

Imagine how frustrating it would be to walk out of Aventura Mall to discover that your car is missing. Auto theft is a serious problem in Florida, and the best way to protect yourself is with comprehensive Aventura auto insurance. When you include auto theft in your car insurance plan, you will be able to rest easy knowing that any losses you suffer can be recovered quickly, without further interruption of your already busy schedule. 

Find a Great Aventura Car Insurance Policy

Life in Aventura is always busy, so don’t let an unexpected car theft or collision slow you down. With the best Aventura auto insurance on your side, you will have peace of mind that you are protected no matter what you encounter on the busy streets.

Finding the right Aventura car insurance policy is simple with the help of our friendly Independent Insurance agents. Our agents will walk you through the potentially murky water of auto insurance and help you find the right policy for your lifestyle and budget. Contact an agent today to learn more about your coverage options and find the right Aventura car insurance policy for yourself. 

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