Boca Raton Car Insurance

Find the right car insurance policy for you.


Nestled in the heart of Palm Beach, luxurious Boca Raton is a little touch of paradise with pristine beaches, elite specialty shops, and well-kept golf courses. Whether you’re headed out for a round of golf at the Boca Raton Resort and Club or you’re driving out to Mizner Park for a summer concert, there are endless things to see and do. With thousands of tourists visiting Boca Raton each year, the traffic can get intense. That’s why drivers in this beautiful Florida city need the protection of a comprehensive Boca Raton car insurance policy. 

Selecting the best auto insurance is simple with the help of our friendly Independent Insurance Agents. They are intimately familiar with life in Boca Raton and can help you create a customized policy that is best suited for your unique lifestyle and budget. Our experienced agents can offer quotes from multiple policies, giving you a broad look at all of your options so you can find the best policy for your needs. 

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • 5th most expensive auto premium in the U.S.

Florida is one of the most beautiful states in America, but drivers in this state also have to deal with some of the nation’s highest rates for car insurance. When you are shopping for Boca Raton car insurance, there are several variables that will impact your rate. Your recent driving record, the kind of car you drive and your age will all be taken into consideration before you receive a quote on Boca Raton auto insurance.

Florida Car Insurance Requirements

Drivers in Florida are required to have coverage for bodily injury liability, property damage liability and personal injury protection. Choosing your coverage amounts can get confusing. Many drivers opt to go with the minimum legal limit, but sometimes it pays to choose a higher liability limit, especially to cover potential bodily injury claims. Our experienced independent insurance agents can walk you through each option and help you create a customized policy with just the right amount of coverage protection to give you peace of mind.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.80%

If you get into a car accident in Boca Raton and the party at fault is uninsured, you will have to cover the cost of medical care and car repairs out of pocket. That’s why many drivers in Florida choose to add uninsured motorist coverage to their auto policies. With nearly one in four Florida drivers uninsured, having this extra layer of protection can really pay off if you do end up in an accident.

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.28
  • Number of thefts for 1,000 vehicles in Florida: 1.93

When your car is stolen, life comes to a screeching halt. While the crime rate is typically low in Boca Raton, auto theft is not unheard of. That’s why many drivers choose to add coverage for auto theft to their Boca Raton car insurance policies. If your car is stolen, you will be protected and you can quickly get a replacement vehicle with minimal disruptions to your daily routine. 

Find a Great Boca Raton Car Insurance Policy

Life in Boca Raton tends to move at a slower pace, but locals are not immune to emergencies. Whether you’re headed out to the beach for the day or you're on your way to enjoying shrimp cocktails with friends, make sure you are covered with the best Boca Raton car insurance policy in case of accidents. Our experienced independent insurance agents can help you find the best policy for your unique lifestyle and budget. Whether you’re 16 or 65, having the right car insurance is important for your own peace of mind and financial protection. 

Contact an agent today to learn more about your coverage options for the best Boca Raton car insurance. 

Share this page on Twitter Share this page on Facebook Share this page on LinkedIn