Bonita Springs Car Insurance

Everything You Need To Know About Car Insurance in Bonita Springs

Bonita Springs is a hidden gem on the southwest coast of Florida. Originally a magnet for retirees and vacationers, this city is now becoming a destination of choice for homeowners of all ages. With 10 convenient beach accesses, crystal clear waters and endless opportunities for dining and shopping, it's no surprise that Bonita Springs is attracting both young and old alike. Whether you live in Bonita Springs full time or plan frequent visits to your beachfront vacation home, make sure you have the best Bonita Springs car insurance.

Finding the right car insurance policy can be challenging. If you are looking for an affordable plan, our Trusted Choice® Independent Insurance Agents can help. The Trusted Choice agents know the ins and outs of living in Bonita Springs, and they will work with you to find a policy that is both affordable and comprehensive. Our agents can provide quotes from multiple policies so you can see all of the options and find a policy that puts you at ease.

  • National average cost per year: $1,311
  • Florida average cost per year: $1,742
  • 5th most expensive auto premium in the U.S.

Living in Florida is a dream come true, but it's also quite expensive. It's not surprising that car insurance is also generally more expensive in this area, but there are some ways you can reduce the cost of your premium. The experienced Trusted Choice agents can help you maximize your savings by finding policies that offer extra incentives, like safe driver discounts. Whether you're 16 or 96, our agents can help you find a budget-friendly policy to protect you when you head out on the crowded highways of Bonita Springs. 

Florida Car Insurance Requirements

  • Body injury liability: required
  • Property damage reliability: required
  • Personal injury protection (PIP): required
  • Minimum liability limits: 10/20/10

The law in Florida requires that all drivers have a minimum amount of auto insurance coverage including body injury liability, property damage and personal injury protection. This coverage ensures that your insurance will pay for damage to your car or property. It also covers resulting medical bills after a personal injury. You also have the option to purchase additional coverage with higher limits. The experienced Independent Insurance Agents at Trusted Choice can explain the complex Florida car insurance laws in detail and help you find a policy that satisfies the state's requirements and protects you in case of an accident. 

Number of Uninsured Motorists in Florida

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Florida drivers: 23.80%

Despite state laws that require Florida drivers to be insured, nearly one-fourth of drivers are still on the roads without adequate auto insurance. This means you are at a constant risk of having an accident with an insured motorist at fault, which could drastically influence how much your insurance will pay out for damages. Talk to your Trusted Choice Independent Insurance Agent about adding uninsured motorists coverage to your policy so that you are always covered in a car accident, even if the other driver isn't. 

Number of Auto Thefts in Florida

  • National number of thefts for 1,000 vehicles: 2.94
  • Number of thefts for 1,000 vehicles in Florida: 2.48

Even if you are always careful to lock your doors and park in a lighted area, you could still be the victim of auto theft. If your car does get stolen, the first thing you should do is call police. Then the next call you make should be to your Bonita Springs auto insurance company. If you have auto theft coverage built into your policy, you will have peace of mind that you can replace a stolen car quickly with minimal hassle and disruption. 

Find a Great Bonita Springs Car Insurance Policy

Before you get behind the wheel in Bonita Springs, make sure you are covered with comprehensive auto insurance. An accident can happen in the blink of an eye, but if you have the best Bonita Springs car insurance, you will have peace of mind that you are always covered if an accident happens to you. 

The friendly Independent Insurance Agents at Trusted Choice can help you navigate the complicated world of car insurance and find a policy that offers you adequate protection at a price you can afford. When it comes to Bonita Springs auto insurance, you just can't afford to cut corners, so call a Trusted Choice agent today to learn more about your options for the most affordable, comprehensive car insurance plan.

Now, who's ready to get their insurance problems solved?