Altamonte Springs Homeowners Insurance

What Your Altamonte Springs Home Insurance Policy Needs

Find the right homeowners insurance policy for you.


Altamonte Springs, FL is a casual community that draws thousands of tourists every year. The annual "Red Hot & Boom" Festival is Florida's largest Independence Day celebration and fireworks show, drawing more than 100,000 people each summer. Homeowners in Altamonte Springs enjoy some of Florida's best scenery along with beautiful walkways and a plethora of specialty shops and fine dining opportunities. However, Altamonte Springs is also a hot spot for annual storms. Hurricanes pose a serious risk for homeowners in this city, with serious storms causing property damage nearly every year. If you live in this area, make sure you are protected with comprehensive Altamonte Springs homeowners insurance

Choosing a home insurance policy starts with a call to experienced Independent Insurance Agents. Our friendly agents are familiar with the unique risks of living in a high-risk hurricane zone, and they can help you find the best coverage options to protect your home against the most common threats in Altamonte Springs. When you contact an agent, you will recent quotes from multiple policies, giving you the personalized attention you need to find the most affordable rates on the Altamonte Springs homeowners insurance policy that is right for you. 

  • National yearly premium average: $1,211
  • Florida yearly premium average: $1,951
  • 2nd most expensive premium in the U.S.

Homeowners insurance rates are typically higher in Florida than nationally, but that doesn't mean you can't find affordable coverage options. Ultimately, your premium will be based on several factors like where your home is located in Altamonte Springs, the size and age of your house, and any additional risk factors like swimming pools or trampolines. 

Number of Thefts in Florida

  • National number of burglaries per 1,000 people: 3.76
  • Florida number of burglaries: 3.38

Altamonte Springs is generally a safe place to live and work in, but break-ins still happen occasionally. As you search for your home insurance policy, make sure you select a plan that offers coverage against theft. If someone breaks into your home, having this added layer of protection will make it possible to replace stolen valuables quickly, without relying on local police to track down your items, which is difficult and oftentimes impossible. 

Number of Disasters in Florida

  • Number of disasters in Florida: 138
  • Number of tornadoes in Florida: 66
  • Amount of property damage in Florida: $210,240,000
  • 1 in 15 insured homes has a claim each year

Florida's biggest weather concern is hurricanes, with cities near the Gulf Coast facing the highest risk of storm damage. Each year, one out of every 15 homeowners files an insurance claim for property damage related to natural catastrophes. Make sure you are protected against Florida's unpredictable weather systems with a comprehensive Altamonte Springs homeowners insurance policy.


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What Are the Risks in Altamonte Springs?

Since 1950, there have been 159 tornadoes to sweep across Altamonte Springs. With an average of two tornadoes each year causing multiple injuries and even occasional fatalities, you just can't afford to skimp on home insurance. Knowing that you have a comprehensive policy in place to pay for property repairs offers peace of mind even in a city where the weather is always unpredictable. 

Compare Altamonte Springs Home Insurance Quotes

When shopping for home insurance in Altamonte Springs, make sure you do your homework and compare multiple quotes to find the most affordable coverage options. It can take hours or even days to gather quotes from individual policies online, but you can save time with the help of an experienced Independent Insurance Agent. Our friendly agents can provide quotes from multiple policies, allowing you to see all of your options at one glance. With the help of an agent, you can choose the policy that is right for your lifestyle and budget. 

Contact an agent to learn more about Altamonte Springs homeowners insurance, and get your customized quote today.

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