Boca Raton Home Insurance

What Your Boca Raton Home Insurance Policy Needs

Gated community houses with palms, South Florida

Living in Boca Raton, FL offers easy access to some of Florida's best beaches and golf courses along with numerous art museums and upscale shopping boutiques. Nestled right in the heart of Palm Beach, Boca Raton is a tropical paradise, attracting thousands of tourists every year. If you're lucky enough to call this city home, make sure you protect your property with a comprehensive Boca Raton homeowners insurance policy. 

If this is your first time shopping for home insurance, it is easy to get overwhelmed. After all, there are dozens of coverage options, and you have to navigate deductibles, escrow and liability limits. Unless you're familiar with insurance, it can be a lot like learning to speak a foreign language. The good news is that Trusted Choice® independent insurance agents specialize in helping homeowners select the right coverage at affordable prices. Our friendly agents can walk you through the process of choosing a policy, all while offering quotes on multiple plans so you can find a budget-friendly option that is right for you. 

  • National yearly premium average: $1,034
  • Florida yearly premium average: $1,103
  • 14th most expensive premium in the US

Living in Florida has many perks, but the higher cost of home insurance can certainly be a challenge. Our Trusted Choice independent insurance agents will work on your behalf to find the most affordable policies with the coverage you need for your Boca Raton home. There are many factors that can influence the rate you pay for home insurance. Where you live, the age of your home, and special risk factors like flood zones or even swimming pools will all be taken into consideration when determining your actual rate. 

Number of Thefts in Florida

  • National number of burglaries: 37,814
  • Florida number of burglaries: 3,316

Even though Boca Raton is generally a safe place to live in, burglaries do happen from time to time. Every homeowner should think about this possibility ahead of time and take precautions to protect against break-ins. If you are the victim of a burglary, having the right Boca Raton homeowners insurance makes it possible to quickly repair any property damage and receive compensation for items that were stolen. 

Number of Catastrophes in Florida

  • Number of catastrophes in Florida: 592
  • Number of tornadoes in Florida: 23
  • Amount of property damage in Florida: $210,240,000
  • 1 in 15 insured homes has a claim each year

Boca Raton's proximity to the coast makes it a prime target for Gulf storms. Hurricanes, lightning and even hail are all potential threats, but having comprehensive home insurance can offer you the peace of mind that comes from knowing that you are protected. Even if a hurricane rips through the city, you can quickly receive the money needed to repair your home if you have adequate Boca Raton homeowners insurance on your side.

What Are the Risks in Boca Raton?

Boca Raton is a particularly high-risk area for tornadoes and hurricanes. Summer and fall storms can dump torrential rains and bring high winds that spell disaster for homeowners. If a storm causes devastation in your neighborhood, your home insurance policy will pay for the damage and allow you to make repairs quickly so you can get on with your life with minimal interruption. 

Compare Boca Raton Home Insurance Quotes

Getting multiple quotes is the best way to ensure that you get the lowest rates on home insurance in Boca Raton. Unfortunately, it can take a lot of time to talk to each individual home insurance company and get a customized quote. Let the experienced agents at Trusted Choice save you time and hassle by working on your behalf as you shop for homeowners insurance. Trusted Choice independent insurance agents can provide quotes from multiple policies at one time so a single phone call will provide all the information you need to make a smart decision on comprehensive coverage at a price you can afford. Contact a Trusted Choice agent today to learn more about Boca Raton home insurance and to get your customized quote.

Now, who's ready to get their insurance problems solved?