Largo, FL is a busy community in the Tampa Bay Area, with a growing population and easy access to all the amenities of the Florida coastline. Living so close to the beach is an amazing adventure, but it also brings a high risk for hurricanes and tropical storms. If you live in this area, make sure to invest in a reliable Largo homeowners insurance policy. Our Independent Insurance Agents provide families in Largo with one-on-one support as they shop for the best home insurance. With years of experience navigating the complicated world of homeowners insurance, our experienced agents will help you find the perfect coverage to protect your Largo property.
- National yearly premium average: $1,034
- Florida yearly premium average: $1,103
- 14th most expensive premium in the U.S.
Florida’s home insurance rates are notoriously high, but our Independent Insurance Agents can help you find ways to reduce costs. Discounts are often available for homes with security features and energy-efficient upgrades. Ultimately, your home insurance premium is based on your unique situation: your home's size and age, its location, and its risk factors, like waterfront property or a swimming pool, if any.
Largo Second Home and Vacation Home Insurance
As a coastal community, Largo is a perfect place to purchase a vacation getaway. Insuring a second home or vacation property is challenging because you’re not always able to spot problems until they have progressed to be severe. For example, if you have a leaking pipe in your kitchen, you might not know about it until you come for a visit and discover that the entire kitchen floor is now rotten. Homeowners insurance safeguards your second home, and our Independent Insurance Agents can point you toward the best policies to protect your investment.
Number of Thefts in Florida
- National number of burglaries: 37,814
- Florida number of burglaries: 3,316
In such a beautiful place like Largo, it’s hard to imagine that crime could ever be a concern. Unfortunately, break-ins happen pretty regularly in the Tampa Bay Area. Vandals and thieves often target second homes and vacation homes in the area, and even full-time residents become victims occasionally. If your home is robbed, you can depend on your home insurance policy to step in and compensate you for the stolen valuables and offer the funds you need to make any related property repairs.
Number of Catastrophes in Florida
- Number of catastrophes in Florida: 594
- Number of tornadoes in Florida: 23
- 1 in 15 insured homes has a claim each year
Florida’s unpredictable weather can be a major challenge for homeowners in Largo. During the summer months, the high hurricane risk is a constant threat, with heavy winds, torrential rains and endless potential for flooding. With 1 in 15 homeowners filing a home insurance claim each year, it’s clear that having a reliable home insurance policy is important in the Sunshine State. Our Independent Insurance Agents can guide you toward the best plans to protect your home from the most bothersome risks in Florida.
What Are the Risks in Largo?
As a beach community, Largo’s biggest risks are weather-related. Coastal flooding, severe thunderstorms, and hurricanes can all do major damage to local homes. Whether you live in Largo full time or own a vacation home in this area, you just can’t afford to skimp on homeowners insurance.
Compare Largo Home Insurance Quotes
If you are hoping to save money on homeowners insurance, the first step is comparing quotes. Our Independent Insurance Agents can help you save time in this process by offering quotes on multiple policies in one convenient place. Take time to compare benefits and premiums, and choose a plan that is best suited for your budget and lifestyle. Our Independent Insurance Agents will guide you toward the most comprehensive home insurance plans at a price you can afford.
Contact an agent today to get your free customized quote on Largo home insurance.