Margate Homeowners Insurance

Find the Right Margate, FL Homeowners Insurance

Located just 7 miles from the beautiful Atlantic Ocean, Margate, FL is a peaceful coastal community, with endless opportunities for fine dining and entertainment. Whether you have a primary residence or a vacation home in this city, you need the protection of a reliable Margate home insurance policy. Trusted Choice® Independent Insurance Agents can help you find an affordable homeowners insurance plan that will protect your Margate home from Florida’s most grueling threats. Our friendly agents offer a personalized approach to homeowners insurance, working with you to find the best coverage options at a price you can afford.

  • National yearly premium average: $1,034
  • Florida yearly premium average: $1,103
  • 14th most expensive premium in the U.S.

Home insurance rates in Florida trend above the national average, but Trusted Choice Independent Insurance Agents can help you find budget-friendly coverage options. Each homeowner will receive a customized rate quote based on the home’s square footage, age and location. In many cases, you can find discounts on your Margate homeowners insurance for energy updates and security systems.

Margate Second Home and Vacation Home Insurance

Margate has a large number of second homes and vacation properties. In fact, in 2010, 13.6 percent of local homes were vacant throughout most of the year. This beach community is a great place to invest in a quiet getaway from your family, but you need some protection from a homeowners insurance plan designed to cover second homes and investment properties. Trusted Choice Independent Insurance Agents can point you toward the best policies to protect your second home in Margate.

Number of Thefts in Florida

  • National number of burglaries: 37,814
  • Florida number of burglaries: 3,316

While Florida has a much lower number of thefts than the national average, it is still a problem in Margate, where vacant homes are often easy targets. If you come home one day to find broken windows and missing valuables, your home insurance policy will step in to cover the cost of repairs. Your policy also compensates you for the items that are stolen so you can replace your valuables and get your home back in order quickly.

Number of Catastrophes in Florida

  • Number of catastrophes in Florida: 594
  • Number of tornadoes in Florida: 23
  • 1 in 15 insured homes has a claim each year

Those gorgeous Florida coastlines make the state a favorite among snowbirds, but the beachfront areas also bring an elevated risk for natural disasters. Tropical storm systems, hurricanes and flooding are all serious challenges for Florida homeowners. Even if you don’t live on the waterfront, you could easily wind up in the path of a serious storm system. Home insurance safeguards your home and pays for repairs if a damaging hurricane sweeps through your neighborhood.

What Are the Risks in Margate?

Margate has a very high risk for hurricanes, with wind damage causing major problems each year. Flooding is another key risk factor that can impact homes both on the coast and in low lying areas. If you have a home in Margate, you have to stop and consider how you can best safeguard your property against these risks. Home insurance is the best strategy to cover your home in case of disasters.

Compare Margate Home Insurance Quotes

Finding the best Margate home insurance can be a challenge, but Trusted Choice Independent Insurance Agents make the process simple. Our experienced agents can answer your questions, point you toward the best coverage options and help you compare rates to get the most affordable homeowners insurance plan. When you work with a Trusted Choice Independent Insurance Agent, you’ll receive multiple rate quotes so you can choose a policy that is right for your budget and lifestyle. Contact an agent today to learn more about how to save on home insurance, and get your free customized quote on homeowners coverage in Margate.

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