Miramar, FL is a gorgeous bedroom community located near Miami and Fort Lauderdale. Money Magazine recognized Miramar as one of “America’s Best Places to Live” thanks to a diverse culture and endless opportunities for outdoor fun. If you live in Miramar, you’ll enjoy all the perks of the neighboring big cities while coming home to a quiet place at night. However, you’ll also have to deal with Miramar’s unpredictable weather patterns, so make sure you’re covered with the best Miramar homeowners insurance. Our Independent Insurance Agents can guide you toward the most comprehensive home insurance options at affordable prices. Our friendly agents are intimately familiar with Miramar and the challenges homeowners face in this area, and they will help you find the best policy to protect your home investment.
- National yearly premium average: $1,034
- Florida yearly premium average: $1,103
- 14th most expensive premium in the U.S.
Florida’s home insurance rates trend on the high side of the national average. Your personalized premium depends on your home's size, age, and location. If you have a swimming pool, trampoline or aggressive dog breed, you will likely pay more for your home insurance. However, if you have made energy upgrades or you bundle coverages, you might be able to get lower rates.
Miramar Second Home and Vacation Home Insurance
Miramar offers easy access to some of Florida’s best vacation destinations. This makes it a prime location for second homes and vacation properties. If you own an investment property in Miramar, make sure you choose the best home insurance policy. If your house gets robbed or damaged in a severe storm while you’re away, your homeowners insurance covers the cost of making repairs or replacing stolen valuables.
Number of Thefts in Florida
- National number of burglaries: 37,814
- Florida number of burglaries: 3,316
Miramar is generally considered to be one of Florida’s safest cities, but occasional break-ins do happen. If your home gets targeted, you have to file a report with local police and then contact your homeowners insurance company to file a claim. While there’s no way to replace the sentimental value of your Grandma’s pearls, you can receive money to replace those stolen electronics and other high dollar items that burglars often target.
Number of Catastrophes in Florida
- Number of catastrophes in Florida: 594
- Number of tornadoes in Florida: 23
- 1 in 15 insured homes has a claim each year
Florida seems to be a magnet for natural disasters, with nearly 600 hitting the state each year. From hurricanes to tornadoes to wildfires and floods, there are almost endless ways that your home could be damaged. Home insurance is the best way to safeguard your property investment and gain peace of mind that you always have the financial resources to make repairs when needed.
What Are the Risks in Miramar?
Miramar faces an especially high risk for hurricanes, with 72 recorded since 1930. The close proximity to the coast makes the city an easy target for tropical storms, torrential rainfall, and damaging winds.
Compare Miramar Home Insurance Quotes
Shopping for homeowners insurance in Miramar can feel overwhelming when there are so many options to consider. Our Independent Insurance Agents can help you navigate the maze of coverages and build a customized home insurance plan that protects your home form Miramar’s biggest threats. Best of all, our agents proudly provide free rate quotes on multiple policies, so you can look at all of your options and select a low-cost plan that is right for your home.
Contact an agent today, and get your free quote on Miramar home insurance.