Pembroke Pines Homeowners Insurance

Find the Right Pembroke Pines, FL Homeowners Insurance

Pembroke Pines was recognized among the “Fastest Growing Cities in America” in 1999 and it continues to show rapid growth today. Nestled in the heart of Broward County, this city offers beautiful Florida scenery and easy access to all the amenities of the greater Miami metro area. Living in Pembroke Pines offers many perks, but homeowners also have to consider the risks of unpredictable weather. That’s why every resident needs the protection of a reliable Pembroke Pines homeowners insurance policy. 

Trusted Choice Independent Insurance Agents offer one-on-one support to homeowners in Pembroke Pines that are searching for affordable rates on home insurance. Our caring agents understand that your home is more than a place to live; it’s also a major investment. Having a reliable homeowners insurance plan can protect you financially in case of damaging hurricanes, theft, or vandalism. 

  • National yearly premium average: $1,034
  • Florida yearly premium average: $1,103
  • 14th most expensive premium in the US.

Home insurance can feel like a major financial burden in Florida, where rates trend slightly higher than the national average. However, investing in a comprehensive insurance policy for your home can pay off in major ways if you ever get caught in the path of one of Pembroke Pines’ historic storms. Trusted Choice agents can help you minimize the financial burden of home insurance by matching you with discounts for security systems, smoke detectors, energy efficiency upgrades, and bundled coverages. 

Pembroke Pines Second Home and Vacation Home Insurance

Pembroke Pines is a popular vacation destination thanks to the gorgeous beaches and laid back coastal lifestyle. Investing in a second home in this city can offer a steady flow of income from curious tourists, but you’ll need the right kind of home insurance to protect your vacation home. A local agent can help you select the best policy to safeguard your financial investment in a second home in Pembroke Pines. 

Number of Thefts in Florida

  • National number of burglaries: 37,814
  • Florida number of burglaries: 3,316

Pembroke Pines is generally viewed as a safe place to live and work, but home invasions do happen sometimes. By investing in a comprehensive homeowners insurance policy, you will gain peace of mind that you’re covered if a break-in happens to you. Just take an inventory of your missing valuables and make note of any property damage and file a claim with your insurance provider. You’ll be compensated for your losses so you can replace the stolen items and make any necessary repairs.

Number of Catastrophes in Florida

  • Number of catastrophes in Florida: 594
  • Number of Tornadoes in Florida: 23
  • 1 in 15 insured homes has a claim each year.

Florida has an extremely high risk for natural disasters. The state is ranked as the #2 most dangerous state for natural disaster risk, with 6.7 million homes located in high risk zones. The main threat is hurricanes, but wildfires and torrential rainfall in low-lying areas can also cause major problems. 

What are the risks in Pembroke Pines?

Pembroke Pines has a long history of extreme hurricanes. In 1999, Hurricane Irene dumped 16 inches of rain on the city causing major flooding. In 2005, the city was hit by both Hurricane Katrina and Hurricane Wilma, with the second storm delivering 101 mph wind gusts. By the time the storm passed over, the city had suffered major damages, causing power outages for days and school closings for two full weeks. As a homeowner in Pembroke Pines, these storms are a cautionary tale, reminding you to choose a reliable home insurance plan just in case another hurricane hits the city in the future. 

Compare Pembroke Pines Home Insurance Quotes

Shopping for homeowners insurance in Pembroke Pines can certainly be a challenge, but Trusted Choice Independent Insurance Agents can simplify the process. Our experienced agents provide free rate quotes on multiple policies, giving you a chance the compare premiums and benefits and select a plan that will best protect your property. If you live in Pembroke Pines, you simply can’t afford to skimp on your home insurance plan. Contact a Trusted Choice agent today to get a personalized quote on Pembroke Pines home insurance. 

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