Sarasota Homeowners Insurance

Find the Right Sarasota, FL Homeowners Insurance

Find the right homeowners insurance policy for you.

Gated community houses with palms, South Florida

Sarasota’s beautiful beaches draw thousands of tourists each year. This charming city offers luxury resorts, a beautiful bayfront public park and the Van Wezel Performing Arts Hall. Sarasota, FL offers a thriving art and theater district in addition to its beautiful scenery. If you own a home or vacation home in this area, you want to make sure you have reliable Sarasota homeowners insurance that will protect your investment. Our Independent Insurance Agents are familiar with the risks of owning a home in Florida, and they can guide you to the best home insurance plans that offer maximum protection at an affordable price.

  • National yearly premium average: $1,034
  • Florida yearly premium average: $1,103
  • 14th most expensive premium in the US

Home insurance rates in Sarasota trend slightly higher than the national average, so when you buy a home in this area, you will want some help navigating different insurance rates. Our agents are reliable and will help you find discounts and compare rates. Your personalized home insurance premium is typically determined by the size and location of your home. Keep in mind that certain factors like trampolines, swimming pools and aggressive dog breeds, can be considered high-risk and can drive up your cost.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Sarasota Second Home and Vacation Home Insurance

Sarasota’s beautiful beaches make it the perfect place to vacation and get away from the responsibilities of daily life. When looking for insurance for a vacation home, you will face a unique set of challenges, but our agents will help you find the best coverage options to protect your investment and safeguard your vacation home from common threats.

Number of Thefts in Florida

  • National number of burglaries: 37,814
  • Florida number of burglaries: 3,316

Until it happens to them, the last thing most homeowners think of is the ramifications of a break-in If you are the victim of a burglary, you have to deal with cleaning up property damage and taking an inventory of missing items. This can be an overwhelming task, so let our independent agents help you select a home insurance policy that offers comprehensive protection against theft by reimbursing you for stolen goods and paying to make any necessary repairs after a break-in.

Number of Catastrophes in Florida

  • Number of catastrophes in Florida: 594
  • Number of tornadoes in Florida: 23
  • 1 in 15 insured homes has a claim each year

Florida is no stranger to natural disasters. As one of the highest-risk states, The Sunshine State has to deal with hurricanes, wildfires and tropical storms each year. As a homeowner in Florida, you are especially vulnerable to natural disasters, so make sure you have an insurance policy that protects your property no matter what comes your way.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

What Are the Risks in Sarasota?

Sarasota faces a high risk of hurricanes, with 73 hurricanes documented since 1930. During hurricane season, homeowners remain on high alert, waiting to see if a serious storm will bring another round of damage and destruction. Another major risk residents face is flooding, especially in beachfront areas. An agent can help you choose a home insurance plan that protects against these devastating threats in Sarasota.

Compare Sarasota Home Insurance Quotes

While searching for the best and most affordable home insurance plan in Sarasota, take time to compare quotes before committing to a policy. Our independent insurance agents can offer you rate quotes on multiple policies all in one convenient place. Our experienced agents will explain the coverage benefits of each plan and help you do a side-by-side comparison of all of your homeowners insurance options. 

Contact an agent to get the best savings on your Sarasota home insurance premiums.

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