West Palm Beach Homeowners Insurance

Find the Right West Palm Beach, FL Homeowners Insurance

Find the right homeowners insurance policy for you.


Located just one hour from downtown Miami, West Palm Beach, FL is a vibrant city with nonstop nightlife. With easy access to some of the Sunshine State’s best waterways and beaches, this city is a perfect place in which to live, work and play. Whether you are looking to purchase vacation property or settle down and become a permanent resident, West Palm Beach has much to offer. However, residents of this city are intimately familiar with the weather risks that they face each year. Our Independent Insurance Agents can guide you toward the best West Palm Beach homeowners insurance plans that offer maximum protection at an affordable price.

  • National yearly premium average: $1,034
  • Florida yearly premium average: $1,103
  • 14th most expensive premium in the U.S.

West Palm Beach residents can expect to pay slightly above the national average for home insurance. Keep in mind, the best way to cut the cost of insurance is to work with an independent insurance agent. Your personalized home insurance premium is typically determined by the size and location of your home. High risk factors like swimming pools, trampolines and aggressive dog breeds oftentimes drive up the cost of homeowners insurance in West Palm Beach.

West Palm Beach Second Home and Vacation Home Insurance

West Palm Beach has beautiful sandy beaches and waterfront activities. If you own a vacation home in this area, you are only one short hour from the Miami nightlife. Insuring a second home can be tricky, but our Independent Insurance Agents will guide you toward the best coverage options to protect your investment and safeguard your vacation home from common threats.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Thefts in Florida

  • National number of burglaries: 37,814
  • Florida number of burglaries: 3,316

Most homeowners never stop to think about the ramifications of a break-in until it’s too late. If your home is robbed, you suddenly have to deal with taking an inventory of missing valuables while also cleaning up any property damage. Our insurance agents can help you select a West Palm Beach home insurance policy that offers comprehensive protection against theft by reimbursing you for stolen goods and paying to make any necessary repairs after a break-in.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Number of Catastrophes in Florida

  • Number of catastrophes in Florida: 594
  • Number of tornadoes in Florida: 23
  • 1 in 15 insured homes has a claim each year

Natural disasters plague Florida each year. It is considered one of the highest risk states in the nation. Each year, residents face tropical storms, hurricanes, wildfires, tornadoes, and hail. Having great homeowners insurance is essential if you are a homeowner in the Sunshine state. Our insurance agents are available to help you find the right insurance that fits your needs.

What Are the Risks in West Palm Beach?

West Palm Beach is considered at very high risk for hurricanes, with 78 since 1930. The most recent storm was Dorian, and it left behind property damage to homes and businesses. Other threats that homeowners face are wildfires, flooding, and severe lightning storms. Our Independent Insurance Agents can help you choose a home insurance plan that protects against these worrisome threats in West Palm Beach.

Compare West Palm Beach Home Insurance Quotes

The first step in cutting the cost for your home insurance premium is to compare quotes. Our Independent Insurance Agents make this simple by providing rate quotes on multiple policies all in one convenient place. Our experienced agents will explain the coverage benefits of each plan and help you do a side-by-side comparison of all of your home insurance options. 

If you’re ready to enjoy significant savings on your annual West Palm Beach home insurance premiums, contact an agent for a free rate quote today.

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