Albany Car Insurance

Everything You Need to Know About Albany, GA Car Insurance

Find the right car insurance policy for you.

On the banks of the Flint River, Albany, GA is home to more than 76,000 residents, who take pride in living and working in one of Georgia's metropolitan areas. The city is even a southwest Georgia destination for adventure, history and entertainment. Albany sees its fair share of tourists — families that enjoy everything from the Chehaw Park to the Albany Museum of Art. But with this influx of visitors, roadways can get congested outside of the typical rush hours you face as a local.

  • National average cost per year: $1,311
  • Georgia average cost per year: $1,519
  • 14th most expensive premium in the U.S.

Georgia's average auto insurance costs may be more expensive than in other places in the U.S., but that doesn't mean you should be overpaying. Your Albany car coverage should be personalized and customized to meet your unique needs. Details come into play, including your vehicle's age and model, your claims history, and your average driving mileage. Luckily, a Trusted Choice agent can look at your situation, assess your needs and find you a policy with 360 degrees of protection.

Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.

Georgia Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Minimum liability limits: 25/50/25

The Peach State requires its drivers to stay protected with minimum coverage up to $50,000 for all persons injured in an accident, $25,000 for an individual and $25,000 for property damage. But chances are these limits won't be enough if an accident occurs. Consider purchasing a policy with higher limits so you can feel peace of mind when you're on the road. Contact your local Trusted Choice agent today to discuss your options.

Number of Uninsured Motorists in Georgia

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Georgia drivers: 11.7%

It's impossible to tell which drivers are underinsured — especially considering that more than one in 10 are without coverage in Georgia. To be completely protected, add uninsured motorist coverage to your policy. Accidents with drivers who have low liability limits and can't afford to pay for the damage they cause can happen without warning. And since receiving compensation from these drivers can be extremely difficult, this coverage helps you recover financially after an accident with one. Let a Trusted Choice agent guide you through your coverage possibilities so you can receive an all-inclusive Albany auto insurance policy.

Number of Auto Thefts in Michigan

  • National average number of vehicle thefts per 1,000 vehicles: 2.94
  • Georgia average number of vehicles thefts per 1,000 vehicles: 3.83

Parking under street lights, hiding valuables in the trunk and installing a security system can help prevent break-ins, but these incidents can occur regardless. Georgia sees its fair share of vehicle thefts, which is why you need coverage that compensates you for property damage and stolen personal property. The best Albany car insurance will give you protection in the worst of scenarios — just visit your local Trusted Choice insurance agent to understand how.

Find a Great Albany Car Insurance Policy

Trusted Choice Independent Insurance Agents know the ins and outs of Albany auto insurance. Our agents are local and knowledgeable about the risks you face as a Georgia driver. Whether you just purchased your first car or are looking to increase liability limits, we can help. Trusted Choice agents aren't tied down to one carrier and can gather quotes from numerous insurance companies to find you something customized and affordable.

Share this page on Twitter Share this page on Facebook Share this page on LinkedIn