Duluth, GA Car Insurance

Find the right car insurance policy for you.


Duluth, GA is a short one-hour drive from downtown Atlanta. But things change when you drive during rush hour and take traffic into account. Your chances of getting into an accident are higher when there are more vehicles on the road, which is why you need proper Duluth auto insurance. You can't control what other Georgia drivers do, so take charge of your own security by getting comprehensive and customized car coverage.

A Trusted Choice® Independent Insurance Agent will gladly help you find affordable Duluth car insurance. Your local Trusted Choice agent isn't tied down to one carrier, which means you can receive a number of quotes to choose from. Your auto insurance should be based on your unique risks, car situation and financial budget.

  • National average cost per year: $1,311
  • Georgia average cost per year: $1,519
  • 14th most expensive premium in the U.S.

Do you know how your current auto insurance rate was calculated? Georgia may have a higher than average premium, but that doesn't mean you should be overpaying. Your Duluth policy is based on your car's age and model, your credit score and your previous claims, as well as annual mileage and driving history. A Trusted Choice agent can find you a policy that is unique to your situation and even find you discounts and bundling options.

Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.


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Georgia Car Insurance Requirements

  • Body injury liability: required
  • Property damage liability: required
  • Minimum liability limits: 25/50/25

There's a reason why you're required to have minimum coverage up to $25,000 for an injured individual, $50,000 for all persons injured and $25,000 for property damage. An accident can easily set you back financially, but with a baseline of coverage, you'll feel ease of mind. We even recommend choosing higher limits — just talk to your local Trusted Choice insurance agent about your options so that medical bills and car repairs are fully covered.

Number of Uninsured Motorists in Georgia

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Georgia drivers: 11.7%

It's unfortunate that the Peach State has a high number of uninsured and underinsured drivers, but that doesn't mean you should play to their game. Since receiving payment from these drivers is difficult, if not impossible, to receive, uninsured motorist coverage is available to get you the compensation you deserve. It's an option to add on to your coverage, and a Trusted Choice agent can describe how it works.

Number of Auto Thefts in Georgia

  • National number of thefts per 1,000 vehicles: 2.94
  • Number of thefts per 1,000 vehicles in Georgia: 3.83

You can try to prevent auto thefts by parking under street lights, ensuring your car's alarm system is enabled or hiding valuables, but a break-in can happen when you least expect it. Does your current policy cover a broken window if something were to happen? Our agents can ensure that your Duluth car insurance policy includes "other than collision" insurance for unanticipated events.


Save on Car Insurance

Our independent agents shop around to find you the best coverage.

Find a Great Duluth Car Insurance Policy

Visit a Trusted Choice Independent Insurance Agent to compare and obtain multiple auto insurance quotes. Because our agents are local residents, they can accurately assess your unique risks and tailor your insurance needs to the Duluth area. You deserve customized, affordable Duluth auto insurance, so what are you waiting for? Find an experienced, neighborly Trusted Choice agent today.

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