Macon Car Insurance

Everything You Need to Know About Car Insurance in Macon, GA

Find the right car insurance policy for you.

With more than 89,000 residents, Macon, GA encounters a plethora of high traffic, dense congestion and frustrated pedestrians. Despite the idyllic nature of the city, including the multiple universities, nature retreats and bustling economic development, Macon drivers can get frustrated. The good news is that the proper car insurance can give you peace of mind and protect you against the risks you face as a driver.

Trusted Choice® Independent Insurance Agents are here to assess your risks, answer your questions and get you the Macon auto insurance policy you deserve. Our agents are local, experienced and knowledgeable about what it means to drive on Georgia roadways. A partnership with one of our agents results in personalized customer service and an insurance policy that you can afford.

  • National average cost per year: $1,311
  • Georgia average cost per year: $1,519
  • 14th most expensive premium in the U.S.

Due to a number of circumstances, Georgia car insurance is higher than average. But the good news is that you don't have to be intimidated by that statistic because your Macon car insurance should be tailored to your personal situation. Car coverage takes into account your specific vehicle's age, model, claims history and average mileage. That's why you need a Trusted Choice agent on your side to advocate for you until you purchase something customized to your unique needs.

Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.

Georgia Car Insurance Requirements

  • Bodily injury liability: required
  • Property damage liability: required
  • Personal injury protection (PIP): not required
  • Uninsured motorist: not required
  • Minimum liability limits: 25/50/25

As a Georgia driver, you're required to have coverage up to $25,000 for an individual injury, $50,000 for all injuries and $25,000 for property damage. But sometimes that can't be enough. If you're in an accident, you may have to pay out of pocket with these minimum required limits. You can protect your assets in a more all-inclusive way: Talk to a Trusted Choice agent about higher limit options. You deserve to feel peace of mind when you're on the road.

Number of Uninsured Motorists in Georgia

  • Number of uninsured U.S. drivers: 12.6%
  • Number of uninsured Georgia drivers: 11.7%

Unfortunately, you just can't tell who does and doesn't have coverage, especially considering that one in 10 drivers is uninsured. Luckily, uninsured motorist coverage is available to protect you against these careless Georgia residents. Because compensation can be impossible and time-consuming to collect from an uninsured driver after an accident where that uninsured driver is at-fault, this add-on coverage will ensure you aren't stuck paying. Depending on the policy, this coverage could also cover hit-and-run situations and prevent you suffering from a large financial loss.

Number of Auto Thefts in Georgia

  • National number of thefts per 1,000 vehicles: 2.94
  • Number of thefts per 1,000 vehicles in Georgia: 3.83

Comprehensive insurance, or "other than collision" coverage, protects you against auto vandalism, thefts and falling objects. And considering Georgia has a high number of reported break-ins, it's time to consider the significance of this policy. Although parking under street lamps and having a functional security system are precautionary steps, a vehicle theft happens when you least expect it. Luckily, Trusted Choice independent agents have the expertise necessary to assess your risks and find you a comprehensive policy for these situations.

Find a Great Macon Car Insurance Policy

Trusted Choice Independent Insurance Agents know the risks you face as a Macon car owner. Our agents are locally based and have a wealth of knowledge to share when it comes to protecting against risks. You'll receive numerous quotes from various carriers until you find a customized policy that works for you. Trusted Choice agents will even look into discounts and bundling options to find you the most affordable coverage out there.

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