Families don't simply choose to call Decatur, GA home due to its close proximity to Atlanta or friendly small-town feel. The suburb's 20,148 residents take pride in the community's strong school system, historic roots and progressive attitude. Decatur homeowners worked hard to get where they are and enjoy living and playing in the area. But homeowners face risks whether they like it or not.
Georgia homeowners pay an average yearly premium of $975 — a bit lower than the average national yearly premium of $1,034. But do you know how that premium rate is calculated? The right homeowners insurance policy should take into account your claims history, the home's age and building materials, the home's proximity to the local fire station and potential hazards, like swimming pools. Let a Trusted Choice agent walk you through the details and find you something customized to your unique home.
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Second and Vacation Homes in Decatur
A short 20 minutes from bustling Atlanta, Decatur is an ideal place to have a second or vacation home. This suburb offers accessibility to the entertainment and big city vibe, while offering a unique flavor of its own. But those with second homes in this small town are at risk for the same factors that primary residences face. It’s likely you won’t be in your vacation home as often or that you may be renting it out, which is why you need the same — if not greater — insurance protection. Talk to a Trusted Choice agent today about your second and vacation home coverages so you can feel secure when you’re miles away.
Number of Thefts in Georgia
Burglaries can happen without a moment’s notice. You can install a high-tech security system, leave the porch lights on and rely on your watch dog, but break-ins can be financially and emotionally devastating. Considering there were 82,258 burglaries in Georgia — more than two times the national average of 37,814 — you can't afford to skimp out on coverage. Take comfort in knowing you’re protected by purchasing comprehensive and affordable Decatur homeowners insurance from a Trusted Choice agent. Our experienced independent agents will talk you through your policy options and help you understand exactly what you’re covered against.
Number of Catastrophes in Georgia
Weather in Georgia is considered to be relatively calm, but when Mother Nature hits, she can be relentless and unforgiving. There were 892 catastrophes, 23 of which were tornadoes, that caused $9,040,000 of property damage. One in 15 insured homes has a claim each year, so do you know how your Decatur homeowners insurance would respond if a tornado broke several windows or a hail storm caused roof damage? Your policy should compensate you for property destruction as a result of severe weather — which is why you should talk to a Trusted Choice insurance agent.
What Are the Risks in Decatur?
Burglaries top the list when it comes to risks for homeowners, but weather certainly causes just as much damage. There were 126 tornadoes in Decatur since 1950 that caused serious damage, and flooding can happen without warning. Make sure all your bases are covered by working with a Trusted Choice agent. Talk through the hazards you face and find coverage that comprehensively covers them all.
Compare Decatur Home Insurance Quotes
Ready to get started? Contact a local Trusted Choice Independent Insurance Agent today to receive numerous quotes from various insurance carriers. Whether you've had the same policy for a decade or have just purchased your first home, our agents are excited to get you set up with coverage that gives you peace of mind.