Car Insurance in Long Grove, IL

Get expert insight on where to hunt for affordable car insurance that's right for you.

High-pressure washing car outdoors. Find the Best Car Insurance in Long Grove, Illinois at an Affordable Rate.

The good news for drivers in Illinois is that the state's car insurance rates currently fall below the national average. Having access to more affordable coverage can help you get the protection you need most. The right car insurance can reimburse for many disasters including collisions with uninsured drivers, theft, and fire damage.

An independent insurance agent in Long Grove, IL can help you find the right type of car insurance for you. They'll make sure you feel adequately protected before you hit the road. But up first, here's a breakdown of car insurance in Long Grove, IL. 

What Does Car Insurance Cover in Long Grove, IL?

The car insurance policy that works best for you will consider your unique needs as well as your state's coverage requirements. 

Drivers in Long Grove, IL typically get these types of car insurance:

  • Liability coverage: This covers lawsuit costs if you cause bodily injury or property damage to a third party with your vehicle.
  • Personal injury protection: This reimburses for injuries to you or your passengers in an accident that you cause. 
  • Collision coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled in a collision, regardless of fault. 
  • Comprehensive coverage: This covers the cost to repair or replace your vehicle if it gets damaged or totaled by a non-collision event such as a hailstorm or theft. 

A local independent insurance agent in Long Grove, IL can not only help you build the right car insurance policy for you, but also help you find this coverage at the most affordable price.

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How Much Does Car Insurance Cost in Long Grove, IL?

Drivers in Illinois pay, on average, less for car insurance than those in other states. In fact, Illinois ranks only 39th-highest for car insurance rates in the country, at an average of just $1,079 per year, compared to the US average of $1,311. That means drivers in Long Grove have many options for quality car insurance at a great rate.

Is Car Insurance Required in Long Grove, IL?

All drivers in Long Grove, IL must carry the state's required car insurance coverages before they get behind the wheel. 

Drivers in Long Grove, IL are required to have:

  • Property damage liability: This reimburses for incidents of causing third-party property damage with your vehicle. Drivers in Long Grove must have at least $20,000 per incident of this coverage.
  • Bodily injury liability: This reimburses for the treatment of injuries you cause others with your vehicle. Drivers in Long Grove must have this coverage in amounts of at least $25,000 per person and $50,000 per accident.
  • Uninsured motorist coverage: This covers costs if you get into a collision with another driver who doesn't have any, or enough, of their own car insurance and is at fault for the incident. Drivers in Long Grove must have at least $25,000 per person and $50,000 per accident of this coverage.

Make sure to review your area's minimum car insurance requirements together with your Long Grove, IL independent insurance agent. They'll make sure you comply with state laws for coverage.

What Are the Best Car Insurance Companies in Long Grove, IL?

We've gone ahead and assembled a list of just a few top recommendations for car insurance companies in Long Grove, IL to save you some time when hunting for the best coverage.

Best Car Insurance Companies in Long Grove, IL Star Rating
Selective Insurance
5 star rating
Progressive 
5 star rating
Encova
5 star rating
The Hanover
5 star rating
Westfield
5 star rating

Why Work with an Independent Insurance Agent in Long Grove, IL?

There's no such thing as a one-size-fits-all car insurance policy. With a wide variety of products and options at your disposal, you can put together a solid car insurance package that's custom-built for you and other drivers in your family.

Independent insurance agents can help you choose the right policies and options to meet your specific coverage needs. Because they're independent, these agents can work with several of the best car insurance companies in Illinois to find you the right coverage at a great price.

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TrustedChoice.com Article | Reviewed by Paul Martin

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https://www.ilsos.gov/publications/pdf_publications/vsd361.pdf

https://www.illinoisvehicle.com/insurance-basics/uninsured-motorist-coverage/#:~:text=Illinois%20requires%20you%20to%20purchase,limits%20of%20uninsured%20motorist%20coverage.

https://www.iii.org/article/what-auto-insurance