Bloomington Homeowners Insurance

Find the Right Bloomington, IL Homeowners Insurance

Find the right homeowners insurance policy for you.

Bloomington, IL is a charming city full of history and excitement. Whether you would love to visit the Mclean Museum of History or swing by the Eastland Mall for some shopping, this city has it all. This city is a transportation hub with three major interstates intersecting. However, residents of Bloomington do see more than their fair share of bad weather. Winter storms are a common occurrence as are tornadoes in the summer. Residents need to be prepared with the best Bloomington homeowners insurance policy that will protect them against some of Mother Nature’s most violent threats.

Our Independent Insurance Agents are available anytime to help Bloomington homeowners find the best policy for their specific situation. It can often be a complex process, with so many endless options. Let our agents help you discover the plan that is right for you without emptying your wallet in the process. 

  • National yearly premium average: $1,034
  • Illinois yearly premium average: $881
  • 28th most expensive premium in the U.S.

Illinois homeowners insurance does trend well below the national average, but finding affordable rates can still be tricky. The best place to start is to get a customized rate based on your specific situation. The size, age, and location of your home are all used to determine how much you pay for Bloomington home insurance. Our agents are always available to work with you to find the best rate possible. They can find ways to lower your premium by finding discounts for energy efficiency and discounts for bundled coverage. If you choose to work with one of our agents, you can be guaranteed success.

Bloomington Second Home and Vacation Home Insurance

Bloomington has so much to offer, from small city charm to close proximity to major cities. If you are looking for a great place to escape to and to get away from all the chaos of your day-to-day routine, it may be time to invest in a vacation home. Keep in mind insuring a vacation home comes with a unique set of challenges. Vacation homes are often left unsupervised for long periods of time, making them more susceptible to vandalism. Let our agents help you find a policy that will protect your investment property from any threat it may face. That way, when you aren’t there to supervise your property, you can have the peace of mind that it is safe and secure.

Number of Thefts in Illinois

  • National number of burglaries: 37,814
  • Illinois number of burglaries: 58,237

Bloomington residents see many burglaries each year, and the threat keeps growing. The number of burglaries in the state of Illinois is substantially higher than the national average. Residents should always start by installing a good security system and having deadbolts on every door. However, the ultimate protection is to have a solid comprehensive homeowners policy that covers theft. If you find that your home is broken into and you become the victim of a burglary, then you can easily file a claim with your insurance company and get your stolen valuables replaced.

Number of Catastrophes in Illinois

  • Number of catastrophes in Illinois: 681
  • Number of tornadoes in Illinois: 81
  • Amount of property damage in Illinois: $255,700,000
  • 1 in 15 insured homes has a claim each year

Each year, natural disasters cause property owners massive amounts of money in property damage. There is no way to know when the next big storm will hit. From fires, flooding, tornadoes or blizzards, these threats are serious. They can easily leave homes badly damaged, resulting in huge financial loss unless you have reliable Bloomington homeowners insurance. Then you can simply file a claim and get your home repaired.

What Are the Risks in Bloomington?

Bloomington residents face a high threat of tornadoes during the summer months, with an average of three each year. In the winter, blizzards and frigid temperatures do much damage. This city faces a particularly high risk for tornadoes, with an average of two each year. It is guaranteed that more storms will come, and if your home is in the path, you will want to have reliable homeowners insurance in advance. Otherwise, you will be stuck repairing your property out of your own pocket.

Compare Bloomington Home Insurance Quotes

When you begin your search for homeowners insurance in Bloomington, the first step is to compare quotes. It is best to wait to make any decisions until after you have done your research. Our Independent Insurance Agents are qualified experts, who can easily find quotes on multiple policies from multiple providers so you can make an educated choice on the policy that is best for you. That way, you can find the best Bloomington homeowners insurance policy. 

Contact an agent and get started.

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