Bloomington, IN sees new businesses pop up regularly. Its small-town feel offers a comfortable place for entrepreneurs to pursue their dream and offers a friendly community that evolves into a loyal customer base, allowing these small businesses to thrive. In 2014, 493,382 Indiana small businesses provided jobs to 1,173,626 employees. But these companies encountered a whopping $5,524,122 in losses — showing both the significant amount of risk and the importance of proper insurance.
Trusted Choice® Independent Insurance Agents can help you find a personalized Bloomington business insurance policy that works for your unique business needs. We aren't tied down to one carrier and can find you a number of quotes to choose from. Our agents will keep your bottom line in mind as they help you navigate the confusing commercial insurance terrain.
If you have only one form of insurance for your Bloomington business, it should be liability coverage. While there are a number of specific coverages that align with unique company needs, these forms of protection will help avoid headaches if a lawsuit lands on your desk.
If your Bloomington small business were forced to shut its doors, how would you continue to make a profit and keep things running smoothly? Business interruption insurance was designed for such a scenario and compensates you for the revenue you would normally be making during a temporary closure so you can continue to pay the bills and your employees. Walk through the possible Bloomington commercial insurance policy options with a local agent today.
Indiana weather can fluctuate by the hour, and seasonal storms can wreak serious havoc to your physical property. Tornadoes bring high winds and bring down trees, while heavy snow can cause roof damage. To ensure you're fully protected against the unexpected and can make repairs in a timely manner, partner up with a Trusted Choice agent. Property insurance is an affordable solution to your weather-related risks.
Workers' compensation coverage is required by nearly every state, but did you know that the average national cost of workers' compensation per employee is $612, or $1.27 for every $100 in wages? This coverage steps in to cover legal or medical costs if an employee is injured on the job or suffers from an illness related to work. Ensure you are meeting insurance requirements and have enough protection for your specific Bloomington business needs by talking to a Trusted Choice insurance agent.
Your employees deserve access to great health and life insurance plans for themselves and their families, but navigating the policy options as an employer can be overwhelming. Whether you have five employees or 50, let a Trusted Choice agent help you find employee coverages that work for your unique Bloomington business at an affordable rate.
Luckily, Bloomington doesn't see an overwhelming number of data breaches and cyber attacks. But in today's increasingly technological world, you can never be too careful. If you're part of the 68% of small businesses without a response plan in place, you need to visit your local Trusted Choice agent. A cyber crime insurance policy is a necessary layer of protection that you need in order to protect yourself against unexpected attacks.
Finding an affordable, customized and comprehensive Bloomington business insurance policy can be tough. But with a Trusted Choice Independent Insurance Agent, you'll receive numerous options to choose from that address your risks and fit within your budget. Our agents know the Indiana small business scene well and want to help you protect what you've worked so hard to build.