Indiana Health Insurance

Find the right health insurance policy for you.

Written by Steve Dahl
Written by Steve Dahl

Steve is a financial services expert who has dedicated himself to the insurance industry for the last 5+ years. Steve is a key contributor to TrustedChoice.com.

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Every year, more and more Americans find themselves without health insurance coverage, and residents of Indiana are experiencing this problem at a rate that exceeds the national average. The Indiana Family and Social Services Administration reports that between 1999 and 2004 Indiana had the most businesses drop insurance coverage for their employees of all states in the U.S. If you are one of the half million Hoosiers without employer-provided health insurance, you should strongly consider purchasing a policy.

An independent agent in the Trusted Choice® network can help you explore your healthcare options. These agents are dedicated to providing exceptional customers service and ethical advice. They can work with you to help you secure medical coverage that is both inclusive and affordable. Contact a local member agent today to compare Indiana health insurance quotes and plan options.

  • Cardiovascular disease: CVD is the leading cause of death in Indiana
  • Cancer: The CDC estimates there were 34,000 new diagnoses in IN in 2011
  • Asthma: 1 in 10 Hoosiers suffers from asthma

Typically the earlier an illness is detected, the easier it is to treat. Routine tests such as pap smears, mammograms and colonoscopies are highly effective at detecting early state cancer when the treatment can be most successful. Having health insurance can help you continue to get regular preventative care and more effectively manage your healthcare and costs. Indiana health insurance is an investment in your wellbeing.

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Preventive Healthcare in Indiana

  • Indiana ranks 45th in the percentage of people who get flu shots: 64.2%
  • IN ranks 35th in the country for colonoscopy testing for those over 50: 50.5%
  • IN ranks 40th for mammogram testing for women over 40: 69.2%
  • IN ranks 37th for prostate testing for men over 50: 48.9%

An estimated 13 percent of this state’s residents do not have any health insurance coverage at all. Most people who are uninsured forgo annual physicals and routine tests because they find the costs prohibitive. Unfortunately, by the time severe symptoms appear, a health condition such as diabetes or heart disasee can have developed to the point where the treatment is far more expensive than routine testing would have been.

Costs of Medical Care for Serious Health Issues

  • Average monthly cost of prescription drugs for cancer patients: $1,600
  • Average cost of one day in the ICU: $7,000
  • Average cost of care following a stroke: $15,000

Approximately half of all cases of bankruptcy filed in this country are due to insurmountable medical bills. Indiana has one of the highest per-capita bankruptcy filing rates in the country. The personal and economic effects that bankruptcy can have on a person are long-lasting and, in many cases, completely avoidable with the proper insurance coverage.

You can do your part to stay healthy by eating a balanced diet, getting plenty of exercise and avoiding smoking. Even so, every family experiences illness or injury at some point, when it is important to get a doctor's care. Health insurance can help you manage the routine costs of care, as well as those unexpected but sometimes serious health challenges you may encounter. The independent agents in the Trusted Choice network care about the health and well-being of their clients and will help you find an affordable policy that works best for you.

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Ready to Save On Insurance?

Our independent agents shop around to find you the best coverage.

How Can You Find the Best Indiana Health Insurance Policy?

There are a variety of health insurance plans to choose from today, with affordable options. For example, you may be able to purchase a plan with low-cost premiums if you are willing to pay higher deductibles or co-pays, or if you are willing to accept a percentage of the costs of inpatient care.

Even if you do have health insurance through your employer, you may actually save money when you purchase Indiana medical insurance from an independent agent. These agents work with several reputable insurers, and can help you compare a variety of plans and quotes.

Contact a local Trusted Choice member agent today to learn more about the many options available to you and your family. Your agent can help you compare a variety of Indiana medical insurance quotes and choose the best policy for your needs.

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