Fishers, IN was named the 11th safest city in the U.S., the third safest place in Indiana and the sixth-best place in Indiana for homeownership. These accolades are certainly worth mentioning — and why so many families flock to the suburban area outside of Indiana to plant their roots. But homeowners in the area face a number of risks. Whether you've had your current homeowner policy for a few years or just purchased your first house, you deserve the right insurance to protect your family and home.
Our Independent Insurance Agents are here to help. We are experienced at finding homeowners proper policies that address their unique needs and that give them full protection against the unexpected. Let us help you find the Fishers home insurance coverage you need at a price you want from an insurance carrier you can trust.
- National yearly premium average: $1,034
- Indiana yearly premium average: $804
- 33rd most expensive premium in the U.S.
Indiana homeowners generally pay lower-than-average rates for their home insurance coverage. But, you could be overpaying if your policy is based on average rates. Homeowners insurance should be personalized and tailored to your unique homeownership situation. Factors like your home's age, location, proximity to a fire station and deductible amounts are taken into account to provide a customized policy that tackles your unique risks.
Second and Vacation Home Insurance
There are numerous second and vacation homes in the Fishers area. Homeowners here get the best of both worlds: the small-town feel of a suburb and proximity to big city entertainment. But these properties have different coverage needs, since they are likely vacant often or see a number of renters throughout the year. Talk to an agent about your options when it comes to protecting your home-away-from-home.
Number of Thefts in Indiana
- National number of burglaries: 37,814
- Indiana number of burglaries: 42,909
A home theft can be an emotionally and financially devastating situation to go through. But with a comprehensive Fishers homeowners insurance policy, you have peace of mind knowing that your insurer compensates you for any property damage or stolen personal items. Ensure your policy covers such a scenario so you can get your home repaired in a timely manner.
Number of Catastrophes in Indiana
- Number of catastrophes in Indiana: 433
- Number of tornadoes in Indiana: 17
- Amount of property damage in Indiana: $75,340,000
Did you know that 1 in 15 insured homes files a claim each year? Many of these claims are weather-related and in Indiana are specifically the result of the aftermath of a tornado, strong summer storm or heavy rainfall. Your home insurance covers loss or damage caused to your property due to not only weather but also property crime and even accidental fires. To go over your options and decide the right amount of coverage amounts, contact an agent.
What Are the Risks in Fishers, IN?
There are no major risks in Fishers, but there is a wide variety of situations that you should be aware of as a homeowner. For one, weather can strike without warning and cause more damage than you think. While tornadoes and flooding are common occurrences, winter weather can be dangerous, with blizzards, heavy snows and ice storms. Know what you're protected against by talking through your risks with an independent agent.
Compare Fishers Home Insurance Quotes
Finding the right Fishers homeowners insurance doesn't have to be complicated. A local, friendly Independent Insurance Agent will gladly walk you through the process, assess your risks and get you a number of quotes to choose from. We want to help you find a policy with 360 degrees of protection to keep your family and home safe and secure.