Fort Wayne, IN Homeowners Insurance

(Find the right homeowners insurance policy for you.)


As the cultural capital of northeast Indiana, Fort Wayne is the place to be if you are interested in sports, festivals and culture. If you own a home in Fort Wayne, make sure that you’re getting the best homeowners insurance out there. Shopping around to compare rates and policies can be time consuming and difficult, but there are independent agents who can make this process exponentially more simple.

You want to protect your life and security in this thriving cultural hub, so make sure you have the best insurance on the market. When you work with a local, independent agent from the Trusted Choice® network, you’ll be able to compare several Fort Wayne, IN home insurance quotes in one place, and can find the policy that’s best for your needs and budget. Contact an agent or enter your ZIP code today to get started.

Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.


  • National yearly premium average: $1,034
  • Indiana yearly premium average: $840
  • 33rd most expensive premium in the US


  • National number of catastrophes: 19,033
  • Number of catastrophes in Indiana: 433
  • National number of tornadoes: 1,233
  • Number of tornadoes in Indiana: 17
  • National property damage from weather: $5,511,270,000
  • Property damage from weather in Indiana: $75,340,000
  • 1 in 15 homes has a claim each year, nationally.


  • National average for burglaries: 37,814
  • Indiana number of burglaries: 42,909

Indiana has a slightly higher crime rate than the national average, and it has more tornadoes than most of the other states – two good reasons to make sure you have comprehensive Fort Wayne homeowners insurance in case these risks leave you with a loss.

Having to replace everything you own, including your house, could bankrupt your family in a hurry. Homeowners insurance doesn’t just provide compensation for loss, it also gives you liability protection when accidents happen. If you are responsible for injuries or property damage, your Fort Wayne homeowners insurance policy will provide you some financial support when you face lawsuits or medical bills following an accident.

Protect Yourself

Fort Wayne homeowners insurance can cover a wide variety of risks that you face as a homeowner. Some policies cover you only for very specific, identified risks. Others will provide coverage for any risk unless it is specifically excluded. It is always useful to have someone helping you who understands the locality and the risks. A member agent in the Trusted Choice network has this local knowledge plus detailed experience dealing with insurance companies. One of these agents can help you get Fort Wayne home insurance quotes that will suit your needs and budget.


Save on Home Insurance

Our independent agents shop around to find you the best coverage.

Buy Homeowners Insurance that Covers Your Risks

The factors that determine what insurance you need and how much it is likely to cost include:

  • Where you live
  • The type and value of your home
  • The value of individual items in your home (contents)
  • Specific risks like crime rate, flooding, fire, natural disasters (as we noted, IN is in a main tornado corridor)

Generally, cities face higher risks for property crime than suburbs or rural areas. Fort Wayne’s crime rate is only slightly above national average. It is always a good idea to protect yourself from burglars by installing alarm systems, dead-bolt locks, and other common-sense procedures like carrying insurance that will cover any losses you have from crimes you can’t prevent. Talk to your independent agent about how to keep your investments and prized possessions safe.

Get Fort Wayne Home Insurance Quotes with Ease

The best way to make sure that your Fort Wayne homeowners insurance is competitively priced and covers the risks you face is by comparing quotes from several top insurers. The problem is that comparison shopping isn’t easy – you’ll have to enter your personal information repeatedly online, or call around to companies to get quotes over the phone. Independent agents in the Trusted Choice network can help simplify this search.

When you choose an independent agent in the Trusted Choice network, you can review several Fort Wayne home insurance quotes in one place. These agents work with several insurers, unlike captive agents who only represent one company – so you’ll have the advantage of choice when you go to purchase a policy. Your insurance professional will help you get the coverage you need. Call an independent agent today to get the right coverage for your home.

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