Walking along the St. Joseph riverbank or taking the kids to the Potowatomi Zoo are among the many enjoyable activities in this area. Whatever you and your family do together in South Bend, make sure that your loved ones can continue to live comfortably in the future. What if things changed for your family and these options weren’t quite so readily open to them?
Protecting your family and maintaining quality of life are undoubtedly of great importance to you. If you are considering South Bend, IN life insurance, take the first step by contacting a member agent in the Trusted Choice® network today. A local independent agent can help evaluate your life insurance needs and help you compare options and quotes.
Many people wonder if life insurance is a wise investment. Today, over 40 percent of Americans have no life insurance at all, which can potentially result in challenging financial circumstances in the event that the primary income earner passes away unexpectedly. To learn about your options, contact an independent agent in the Trusted Choice network. A local member agent can help you compare South Bend life insurance quotes and find the right plan for your needs.
There are essentially two types of South Bend life insurance policies; term life and permanent life.
Term life does what it says – it provides life insurance coverage for a particular period, such as 10 or 20 years. If the policyholder should die within that period, the policy will pay out the face value to the family or other named beneficiary. This death benefit can cover funeral expenses, mortgage payments, college tuition and living expenses, depending upon the amount of the policy. Your local agent from the Trusted Choice network can explain the various term life options.
Permanent life insurance offers both a death benefit and a savings feature which grows during the lifetime of the policy. This can be useful for saving for your retirement, for estate planning, additional benefits to your heirs and even your premium payments.
There are three primary types of permanent insurance; whole life, universal life and variable life. Your Trusted Choice network independent agent can advise you on the benefits of each of the different permanent life insurance and help you determine if one of these is suitable for your needs.
If you want to maintain a lifestyle for your family and let them enjoy all the benefits they currently have, even if you are no longer able to provide, life insurance can be an excellent choice.
Contact a local independent agent today to get the information you need to make an informed choice. Because these agents work with multiple insurance companies, they can help you compare several different South Bend life insurance quotes and help you make the right choice for your needs and budget.