Iowa Homeowners Insurance

What You Need to Know About Buying Iowa Homeowners Insurance.

Find the right homeowners insurance policy for you.

Some people picture Iowa as a vast expanse of cornfields and cow pastures. Appropriately, the state motto is “fields of opportunity.” Locals are proud of their agricultural production; however, Iowa also houses active cities, innovative industry, and good schools. If you live in Iowa, you have an excellent opportunity to buy reasonably priced Iowa homeowners insurance from top rated companies.

Do you want to find lower priced insurance for your house and property? The easiest way to find and compare Iowa home insurance quotes is to contact a local Trusted Choice® independent agent who can find the best policy at the best price to fit your budget and needs.

  • National yearly premium average: $1,132
  • Iowa yearly premium average: $853
  • 40th most expensive premium in the US

You can see that average Iowa rates are much lower than they are for the entire country. Of course your own premiums will depend upon many different factors, like the cost to rebuild your house should it be destroyed in a catastrophic event, your chosen policy deductible, and the condition of your roof.

Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.

What Should Your Home Policy Cover?

Most insurers sell standard policies and tailor them to each customer. This helps customers get the coverage they need at a price they can afford. It may be helpful for you to consider some common types of Iowa homeowners insurance claims so you can have an informed discussion with your own agent.

Number of Home Catastrophes in Iowa vs. the US:

  • National number of catastrophes: 19,033
  • Number of catastrophes in Iowa: 436
  • National number of tornadoes: 1,233
  • Number of tornadoes in Iowa: 46
  • National property damage from weather: $5,511,270,000
  • Property damage from weather in Iowa: $73,670,000

Number of Thefts in Iowa:

  • National average for burglaries: 37,814
  • Iowa number of burglaries: 15,868

While Iowa has a high number of tornadoes when compared to the rest of the states, it fares better when comparing its number of burglaries to that of the other states.

Of course Iowa is a fairly expansive state and concerns may differ depending on which county you live in. A good agent can help you understand local risks and coverage options.

Who Can Help You Compare Iowa Home Insurance Quotes?

Comparing various companies and policies can be a tedious and time consuming task. An independent Trust Choice agent will be happy to do the hard work for you. A Trusted Choice member agent can present you with good options and help you make a prudent choice.

Iowans are known as hard-working and independent folks. An independent agent will also work hard to make sure your house and property are secure.

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