Overland Park Homeowners Insurance

Find the Right Overland Park, KS Homeowners Insurance

Find the right homeowners insurance policy for you.

Overland Park is one of the best places in Kansas to put down roots and raise a family. Named as the No. 1 pick for Best Cities for Families in the nation, this community offers a thriving local economy, 1,800 acres of parks and open spaces, and multiple family-friendly entertainment opportunities. The only downside to living in Overland Park, KS is the high risk for severe weather. The frequent tornadoes and dangerous thunderstorms can do extensive damage to local homes. Make sure your home is protected by investing in the best Overland Park homeowners insurance.

Trusted Choice® Independent Insurance Agents make it easier than ever to find affordable rates on home insurance in Overland Park. Our agents take time to assess your home’s risk factors and match you with policies that offer maximum protection at affordable rates.

  • National yearly premium average: $1,034
  • Kansas yearly premium average: $1,213
  • 8th most expensive premium in the U.S.

Due to its high risk for natural disasters, Kansas has some of the most expensive home insurance premiums in the nation. Your personalized rate will vary depending on the size and age of your home and your previous claims history. Trusted Choice agents help you cut the cost of home insurance by offering multiple rate quotes and matching you with discounts for security systems, fire safety measures and upgrades to electrical and plumbing.

Use our independent agent matching system to find the best insurance plan in your area. You tell us what you’re looking for, and our technology will recommend the best agents for you. Any information you provide will be sent to only the agents you pick. We do not sell to third parties.

Overland Park Second Home and Vacation Home Insurance

Overland Park is home to some of the most popular tourist attractions in Kansas, including the Overland Park Arboretum and the Deanna Rose Children’s Farmstead. If you’ve been searching for the perfect city to buy a vacation home in, this community could be the perfect choice. Second homes in Overland Park face unique risks, since they are left unattended for long periods of time. Trusted Choice agents can help you choose an Overland Park homeowners insurance plan that is designed to cover your property investment and provide reliable protection against common threats.

Number of Thefts in Kansas

  • National number of burglaries: 37,814
  • Kansas number of burglaries: 17,375

While the overall number of burglaries in Kansas is much lower than the national average, burglaries are still a serious concern. Make sure you take precautions by keeping your doors locked and installing strategic outdoor lighting. Security systems are another good way to prevent break-ins when you aren’t at home. Even with all these safety measures in place, there is no guarantee that you won’t have a break-in at some point. As you shop for home insurance, look for a policy that offers maximum protection against burglaries, compensating you for stolen valuables and paying to repair any property damage your home suffers during a break-in.

Number of Catastrophes in Kansas

  • Number of catastrophes in Kansas: 1,151
  • Number of tornadoes in Kansas: 178
  • Amount of property damage in Kansas: $30,360,000
  • 1 in 15 insured homes has a claim each year

Natural disasters are a frequent problem in Kansas, especially during the summer when thunderstorms are often severe and tornadoes are a constant cause for concern. With 1 in 15 insured homeowners filing a claim for property damage each year, it’s clear that Kansas homeowners have to take weather-related threats seriously. Trusted Choice insurance agents can help you select the Overland Park home insurance plan that offers maximum protection against storm-related damage.

What Are the Risks in Overland Park?

Overland Park is a hub for tornado activity, with an average of three tornadoes every year. Since 1950, there have been 176 tornadoes to touch down in this area, causing widespread devastation to local homes and businesses. In 1957, an F5 tornado made history in Overland Park, causing 207 injuries and 44 deaths. The threat for bad weather is severe in this city, and it’s something homeowners can’t afford to take lightly.

Compare Overland Park Home Insurance Quotes

With such a high risk for tornadoes, it’s clear that Overland Park homeowners need the coverage of comprehensive home insurance. Trusted Choice Independent Insurance Agents can help you get the lowest rates by offering quotes on multiple policies. Take time to compare quotes before you buy a plan so you can enjoy significant savings on your home insurance policy each year. To start shopping for affordable Overland Park home insurance, contact an agent for a free quote today.

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