Nestled in the breathtaking scenery of the Ohio River Valley, you’ll find the historic riverfront town of Henderson, KY. Over the years, Henderson has gained a reputation for its gorgeous old Victorian homes and quaint shops on North Main. It even served as a backdrop for the top-rated Tom Hanks movie, A League of Their Own. If you live in Henderson, you’ll enjoy many perks, but you also face an elevated risk for serious storm systems. Make sure you’re prepared with reliable Henderson homeowners insurance.
Our Independent Insurance Agents can help you find the best home insurance policy for your unique needs. Whether you live in Henderson full time or own a vacation home in town for annual family getaways, our experienced agents can guide you toward the best homeowners insurance for your property.
- National yearly premium average: $1,034
- Kentucky yearly premium average: $916
- 27th most expensive premium in the U.S.
Kentucky homeowners enjoy home insurance premiums that trend slightly below national averages. Your actual cost for homeowners insurance will vary depending on your home's age, location in Henderson and proximity to the waterfront area. Our Independent Insurance Agents can help you get the best rates on homeowners insurance by comparing quotes on multiple policies and choosing the right coverage options for your unique needs.
Henderson Second Home and Vacation Home Insurance
Henderson is a destination of choice for many tourists, and that has caused a recent spike in the number of homeowners that invest in second homes for use as vacation rentals. Finding home insurance for a second home is a unique challenge, but our Independent Insurance Agents can guide you toward the right kind of policy.
Number of Thefts in Kentucky
- National number of burglaries: 37,814
- Kentucky number of burglaries: 26,213
With the steady influx of travelers and curious tourists, Henderson homeowners have to really think about the risk of burglaries. If you come home at the end of the day and find broken windows and missing valuables, it can be devastating. But home insurance makes it possible to pay for repairs quickly and replace stolen items with minimal hassle.
Number of Catastrophes in Kentucky
- Number of catastrophes in Kentucky: 743
- Number of tornadoes in Kentucky: 17
- Amount of property damage in Kentucky: $12,300,000
Kentucky’s weather is often unpredictable, and volatile storm systems pose a major threat during the summer months. Over the years, Kentucky has been repeatedly hit with major devastation from tornadoes and wildfires. Flash flooding is another big concern, especially for residents living near the Ohio River. Make sure your home is covered at all times against natural disasters by having a reliable homeowners insurance policy.
What Are the Risks in Henderson?
Because of its location next to the Ohio River, at times Henderson has to endure the major problem of flooding. The city also has a long history of severe storms, with an average of two tornadoes each year, many of them leading to property damage and even serious injuries. Because the weather is so unpredictable in Henderson and many homes are located right on the banks of the rushing riverfront, make sure you choose a home insurance plan that provides comprehensive coverage against flooding and wind damage.
Compare Henderson Home Insurance Quotes
As a homeowner, you have endless options for home insurance, but not all policies offer the same benefits. Our Independent Insurance Agents are experts when it comes to navigating coverage options, and they can guide you toward the policies that will make the most sense for your home. Best of all, our friendly agents can provide quotes on multiple policies, giving you multiple options and the chance to compare plans and rates to find a home insurance policy that works for your budget.
Contact an agent today to get a free quote and to learn more about Henderson homeowners insurance.